NDBKF (Nedbank Group) Moat Score: 4/10 (As of Jul. 06, 2026)


NDBKF Nedbank Group Ltd NDBKF
81 GF Score
Price $13.50
GF Value $13.76
! 2 Warning Signs
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What is Nedbank Group Moat Score?

Nedbank Group NDBKF 81 Moat Score is 4 as of Jul. 06, 2026. GuruFocus rates NDBKF with a GF Score™ of 81/100 and a GF Value™ of $13.76. The stock has 2 warning signs investors should review. Among 1,612 Banks companies, Nedbank Group ranks better than 86.23% on this metric.

Nedbank Group has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Nedbank Group has Narrow Moat: Nedbank Group Ltd has a discernible but modest moat due to its established brand in the South African banking sector and moderate customer loyalty. However, it faces intense competition and lacks significant cost advantages.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Nedbank Group might have Narrow Moat - Discernible but modest moat.

Nedbank Group  (OTCPK:NDBKF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Nedbank Group Moat Score Related Terms

NDBKF vs PNC, USB: Moat Score Comparison

For the Banks - Regional subindustry, Nedbank Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Nedbank Group Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Nedbank Group's Moat Score distribution charts can be found below:

* The bar in red indicates where Nedbank Group's Moat Score falls into.


NDBKF
81GF Score
Nedbank Group Ltd NDBKF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Nedbank Group (NDBKF) has a Moat Score of 4 as of Jul. 06, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Nedbank Group ranks #222 out of 1612 companies in the Banks industry, placing it in the top 13.8%.
Is Nedbank Group's Moat Score too high?
Nedbank Group's current Moat Score is 4. Based on the distribution chart, Nedbank Group ranks #222 out of 1612 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Nedbank Group has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Nedbank Group's Moat Score compare to PNC and USB?
According to the Banks industry distribution chart, Nedbank Group ranks #222 out of 1612 companies for Moat Score. This places Nedbank Group in the top 14% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Nedbank Group's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nedbank Group stock overvalued right now?
Nedbank Group (NDBKF) has a current Moat Score of 4. The stock's GF Value™ is $13.76, compared to a current price of $13.50 — trading 1.9% below its estimated fair value. The current Moat Score is 4. Nedbank Group's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Nedbank Group (NDBKF), the current Moat Score is 4 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nedbank Group (NDBKF) Overvalued in 2026?

Based on GuruFocus' analysis, Nedbank Group stock appears to be undervalued. The current stock price of $13.50 is trading 1.9% below its estimated GF Value™ of $13.76.

Key valuation signals for NDBKF:

  • Moat Score: 4
  • GF Value™: $13.76 vs. price of $13.50 (1.9% below fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the NDBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nedbank Group Business Description

Address 135 Rivonia Road, Nedbank 135 Rivonia Campus, Sandown, Sandton, Johannesburg, GT, ZAF, 2196
Nedbank Group Ltd is a financial services provider that offers corporate, retail, and investment banking services; insurance; asset management; and wealth management. It operates predominantly in South Africa. Net interest income from lending activities accounts for roughly half of the company's total revenue. Its operating segments include Nedbank Corporate and Investment Banking, Nedbank Business and Commercial Banking, Nedbank Personal and Private Banking and Nedbank Africa Regions.
81GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.50
Price
$13.76
GF Value