NDBKF (Nedbank Group) OCF Margin %: 33.88% (As of Dec. 2025) — 24% Above Median


NDBKF Nedbank Group Ltd NDBKF
81 GF Score
Price $13.50
GF Value $13.20
! 2 Warning Signs
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What is Nedbank Group OCF Margin %?

Nedbank Group NDBKF 81 OCF Margin % is 33.88% as of Dec. 2025, which is 24% above its 10-year median of 27.27. GuruFocus rates NDBKF with a GF Score™ of 81/100 and a GF Value™ of $13.20. The stock has 2 warning signs investors should review. Among 1,501 Banks companies, Nedbank Group ranks better than 63.22% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Nedbank Group's Cash Flow from Operations for the six months ended in Dec. 2025 was $660 Mil. Nedbank Group's Revenue for the six months ended in Dec. 2025 was $1,949 Mil. Therefore, Nedbank Group's OCF Margin % for the quarter that ended in Dec. 2025 was 33.88%.

As of today, Nedbank Group's current OCF Yield % is 20.34%.

The historical rank and industry rank for Nedbank Group's OCF Margin % or its related term are showing as below:

NDBKF' s OCF Margin % Range Over the Past 10 Years
Min: 6.66   Med: 27.27   Max: 45.49
Current: 37.73


During the past 13 years, the highest OCF Margin % of Nedbank Group was 45.49%. The lowest was 6.66%. And the median was 27.27%.

NDBKF's OCF Margin % is ranked better than
63.22% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs NDBKF: 37.73


Nedbank Group OCF Margin % Related Terms


Nedbank Group OCF Margin % Historical Data

* Premium members only.

The historical data trend for Nedbank Group's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nedbank Group OCF Margin % Chart

Nedbank Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.66 31.98 45.49 28.07 37.83

Nedbank Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 59.46 14.17 43.40 41.41 33.88

NDBKF vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, Nedbank Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nedbank Group OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Nedbank Group's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Nedbank Group's OCF Margin % falls into.


NDBKF
81GF Score
Nedbank Group Ltd NDBKF
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Nedbank Group OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Nedbank Group's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1553.999/4107.481
=37.83 %

Nedbank Group's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=660.322/1949.182
=33.88 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 33.88% mean?
Nedbank Group (NDBKF) has a OCF Margin % of 33.88% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Nedbank Group and its competitors. This is 24% above median its historical median of 27.27. Over the past decade, Nedbank Group's OCF Margin % has ranged from 6.66 to 45.49. According to the industry distribution chart, Nedbank Group ranks #552 out of 1501 companies in the Banks industry, placing it in the top 36.8%.
Is Nedbank Group's OCF Margin % too high?
Nedbank Group's current OCF Margin % of 33.88% is 24% above median its 10-year median of 27.27. Over the past 10 years, this metric has ranged from a low of 6.66 to a high of 45.49. The Banks industry median OCF Margin % is 29.44. Nedbank Group's value of 33.88% is 15.1% above this industry median. Based on the distribution chart, Nedbank Group ranks #552 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Nedbank Group has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Nedbank Group's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Nedbank Group ranks #552 out of 1501 companies for OCF Margin %. This puts Nedbank Group in the upper half of its industry. The industry median OCF Margin % is 29.44. Nedbank Group's value of 33.88% is 15.1% above this benchmark. Historically, Nedbank Group's own OCF Margin % has ranged from 6.66 to 45.49 over the past decade. While the company's 10-year median is 27.27 vs. the industry median of 29.44, Nedbank Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nedbank Group's current OCF Margin % of 33.88% is 15.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Nedbank Group and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nedbank Group's current OCF Margin % is 33.88%, which is 24% above median its own 10-year median of 27.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nedbank Group stock overvalued right now?
Nedbank Group (NDBKF) has a current OCF Margin % of 33.88%. The stock's GF Value™ is $13.20, compared to a current price of $13.50 — trading 2.3% above its estimated fair value. The current OCF Margin % is 33.88%, which is 24% above median its 10-year median of 27.27 and 15.1% above the Banks industry median of 29.44. Nedbank Group's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Nedbank Group (NDBKF), the current OCF Margin % is 33.88% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nedbank Group (NDBKF) Overvalued in 2026?

Based on GuruFocus' analysis, Nedbank Group stock appears to be overvalued. The current stock price of $13.50 is trading 2.3% above its estimated GF Value™ of $13.20.

Key valuation signals for NDBKF:

  • OCF Margin %: 33.88% (24% above median its 10-year median of 27.27)
  • GF Value™: $13.20 vs. price of $13.50 (2.3% above fair value)
  • GF Score™: 81/100 with 2 warning signs
  • Industry Position: 15.1% above the Banks median (#552 of 1501)

No single metric tells the full story. See the NDBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nedbank Group Business Description

Address 135 Rivonia Road, Nedbank 135 Rivonia Campus, Sandown, Sandton, Johannesburg, GT, ZAF, 2196
Nedbank Group Ltd is a financial services provider that offers corporate, retail, and investment banking services; insurance; asset management; and wealth management. It operates predominantly in South Africa. Net interest income from lending activities accounts for roughly half of the company's total revenue. Its operating segments include Nedbank Corporate and Investment Banking, Nedbank Business and Commercial Banking, Nedbank Personal and Private Banking and Nedbank Africa Regions.
81GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.50
Price
$13.20
GF Value