Nedbank GroupNDBKF 81 Net Margin % is 3.63% as of Dec. 2025, which is 85% below its 10-year median of 24.90. GuruFocus rates NDBKF with a GF Score™ of 81/100 and a GF Value™ of $13.20. The stock has 2 warning signs investors should review. Among 1,526 Banks companies, Nedbank Group ranks worse than 83.68% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Nedbank Group's Net Income for the
six
months ended in Dec. 2025 was $71 Mil. Nedbank Group's Revenue for the
six
months ended in Dec. 2025 was $1,949 Mil. Therefore, Nedbank Group's net margin for the quarter that ended in Dec. 2025 was 3.63%.
The historical rank and industry rank for Nedbank Group's Net Margin % or its related term are showing as below:
NDBKF'
s Net Margin % Range Over the Past 10 Years
Min: 8.73 Med: 24.9 Max: 27.38
Current: 13.39
NDBKF's Net Margin % is ranked worse than 83.68% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs NDBKF: 13.39
Nedbank Group (OTCPK:NDBKF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Nedbank Group Net Margin % Related Terms
Nedbank Group Net Margin % Historical Data
* Premium members only.
The historical data trend for Nedbank Group's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Nedbank Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nedbank Group Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Nedbank Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Nedbank Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nedbank Group (NDBKF) has a Net Margin % of 3.63% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Nedbank Group and its competitors. This is 85% below median its historical median of 24.90. Over the past decade, Nedbank Group's Net Margin % has ranged from 8.73 to 27.38. According to the industry distribution chart, Nedbank Group ranks #1277 out of 1526 companies in the Banks industry, placing it in the top 83.7%.
Is Nedbank Group's Net Margin % too high?
Nedbank Group's current Net Margin % of 3.63% is 85% below median its 10-year median of 24.90. Over the past 10 years, this metric has ranged from a low of 8.73 to a high of 27.38. The Banks industry median Net Margin % is 26.97. Nedbank Group's value of 3.63% is 86.5% below this industry median. Based on the distribution chart, Nedbank Group ranks #1277 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Nedbank Group has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Nedbank Group's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Nedbank Group ranks #1277 out of 1526 companies for Net Margin %. This places Nedbank Group in the lower half of its industry. The industry median Net Margin % is 26.97. Nedbank Group's value of 3.63% is 86.5% below this benchmark. Historically, Nedbank Group's own Net Margin % has ranged from 8.73 to 27.38 over the past decade. While the company's 10-year median is 24.90 vs. the industry median of 26.97, Nedbank Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nedbank Group's current Net Margin % of 3.63% is 86.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Nedbank Group and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nedbank Group's current Net Margin % is 3.63%, which is 85% below median its own 10-year median of 24.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nedbank Group stock overvalued right now?
Nedbank Group (NDBKF) has a current Net Margin % of 3.63%. The stock's GF Value™ is $13.20, compared to a current price of $13.50 — trading 2.3% above its estimated fair value. The current Net Margin % is 3.63%, which is 85% below median its 10-year median of 24.90 and 86.5% below the Banks industry median of 26.97. Nedbank Group's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Nedbank Group (NDBKF), the current Net Margin % is 3.63% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nedbank Group (NDBKF) Overvalued in 2026?
Based on GuruFocus' analysis, Nedbank Group stock appears to be overvalued.
The current stock price of $13.50 is trading 2.3% above its estimated GF Value™ of $13.20.
Key valuation signals for NDBKF:
Net Margin %: 3.63% (85% below median its 10-year median of 24.90)
GF Value™: $13.20 vs. price of $13.50 (2.3% above fair value)
Industry Position: 86.5% below the Banks median (#1277 of 1526)
No single metric tells the full story. See the NDBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nedbank Group Ltd is a financial services provider that offers corporate, retail, and investment banking services; insurance; asset management; and wealth management. It operates predominantly in South Africa. Net interest income from lending activities accounts for roughly half of the company's total revenue. Its operating segments include Nedbank Corporate and Investment Banking, Nedbank Business and Commercial Banking, Nedbank Personal and Private Banking and Nedbank Africa Regions.
81GF Score
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