The historical rank and industry rank for Indian Overseas Bank's FCF Margin % or its related term are showing as below:
NSE:IOB'
s FCF Margin % Range Over the Past 10 Years
Min: -173.22 Med: -8.57 Max: 48.87
Current: 22.7
During the past 13 years, the highest FCF Margin % of Indian Overseas Bank was 48.87%. The lowest was -173.22%. And the median was -8.57%.
NSE:IOB's FCF Margin % is ranked worse than 55.08% of 1505
companies
in the Banks industry
Industry Median: 26.42
vs NSE:IOB: 22.70
Indian Overseas Bank FCF Margin % Related Terms
Indian Overseas Bank FCF Margin % Historical Data
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The historical data trend for Indian Overseas Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indian Overseas Bank FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Indian Overseas Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indian Overseas Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Indian Overseas Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Indian Overseas Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indian Overseas Bank (NSE:IOB) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Indian Overseas Bank and its competitors. According to the industry distribution chart, Indian Overseas Bank ranks #829 out of 1505 companies in the Banks industry, placing it in the top 55.1%.
Is Indian Overseas Bank's FCF Margin % too high?
Indian Overseas Bank's current FCF Margin % is 0.00%. Based on the distribution chart, Indian Overseas Bank ranks #829 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Indian Overseas Bank has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indian Overseas Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Indian Overseas Bank ranks #829 out of 1505 companies for FCF Margin %. This places Indian Overseas Bank in the lower half of its industry. The industry median FCF Margin % is 26.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Indian Overseas Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indian Overseas Bank's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Overseas Bank stock overvalued right now?
Based on GuruFocus' analysis, Indian Overseas Bank (NSE:IOB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹48.00, compared to a current price of ₹34.95 — trading 27.2% below its estimated fair value. The current FCF Margin % is 0.00%. Indian Overseas Bank's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Indian Overseas Bank (NSE:IOB), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indian Overseas Bank (NSE:IOB) Overvalued in 2026?
Based on GuruFocus' analysis, Indian Overseas Bank stock appears to be undervalued.
The current stock price of ₹34.95 is trading 27.2% below its estimated GF Value™ of ₹48.00.
GuruFocus considers Indian Overseas Bank to be Modestly Undervalued.
Key valuation signals for NSE:IOB:
FCF Margin %: 0.00%
GF Value™: ₹48.00 vs. price of ₹34.95 (27.2% below fair value)
No single metric tells the full story. See the NSE:IOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indian Overseas Bank is engaged in the banking sector. The bank is based in India and has branches in several Asian countries. The bank's business segments are Treasury Segment includes the entire investment portfolio and trading in foreign exchange contracts and derivative contracts; Corporate/Wholesale Banking segment comprises the lending activities of borrowers having exposure of seven Crores and above; Retail Banking include exposures which fulfil the four criteria of orientation, product, granularity, and low value of individual exposures for retail exposures; Digital Banking Segment as a sub-segment of Retail Banking Segment; and Other Banking Operations Segments which are not covered above. Majority of income comes from Retail Banking. It generates majority of income from Domestic.
62GF Score
Get the complete analysis for NSE:IOB
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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