Indian Overseas Bank's ROE % for the quarter that ended in Mar. 2026 was 17.13%. Indian Overseas Bank's PB Ratio for the quarter that ended in Mar. 2026 was 1.63.
Indian Overseas Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.51%.
Indian Overseas Bank ROE % Adjusted to Book Value Related Terms
Indian Overseas Bank ROE % Adjusted to Book Value Historical Data
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The historical data trend for Indian Overseas Bank's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indian Overseas Bank ROE % Adjusted to Book Value Chart
Indian Overseas Bank ROE % Adjusted to Book Value Competitor Comparison
For the Banks - Regional subindustry, Indian Overseas Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indian Overseas Bank ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Indian Overseas Bank's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Indian Overseas Bank's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 10.51% mean?
Indian Overseas Bank (NSE:IOB) has a ROE % Adjusted to Book Value of 10.51% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Indian Overseas Bank and its competitors.
Is Indian Overseas Bank's ROE % Adjusted to Book Value too high?
Indian Overseas Bank's current ROE % Adjusted to Book Value is 10.51%. Overall, Indian Overseas Bank has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indian Overseas Bank's ROE % Adjusted to Book Value compare to competitors?
Indian Overseas Bank's ROE % Adjusted to Book Value of 10.51% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Indian Overseas Bank and its competitors. Indian Overseas Bank's current ROE % Adjusted to Book Value is 10.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Overseas Bank stock overvalued right now?
Based on GuruFocus' analysis, Indian Overseas Bank (NSE:IOB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹48.08, compared to a current price of ₹34.01 — trading 29.3% below its estimated fair value. The current ROE % Adjusted to Book Value is 10.51%. Indian Overseas Bank's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Indian Overseas Bank (NSE:IOB), the current ROE % Adjusted to Book Value is 10.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indian Overseas Bank (NSE:IOB) Overvalued in 2026?
Based on GuruFocus' analysis, Indian Overseas Bank stock appears to be undervalued.
The current stock price of ₹34.01 is trading 29.3% below its estimated GF Value™ of ₹48.08.
GuruFocus considers Indian Overseas Bank to be Modestly Undervalued.
Key valuation signals for NSE:IOB:
ROE % Adjusted to Book Value: 10.51%
GF Value™: ₹48.08 vs. price of ₹34.01 (29.3% below fair value)
No single metric tells the full story. See the NSE:IOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indian Overseas Bank is engaged in the banking sector. The bank is based in India and has branches in several Asian countries. The bank's business segments are Treasury Segment includes the entire investment portfolio and trading in foreign exchange contracts and derivative contracts; Corporate/Wholesale Banking segment comprises the lending activities of borrowers having exposure of seven Crores and above; Retail Banking include exposures which fulfil the four criteria of orientation, product, granularity, and low value of individual exposures for retail exposures; Digital Banking Segment as a sub-segment of Retail Banking Segment; and Other Banking Operations Segments which are not covered above. Majority of income comes from Retail Banking. It generates majority of income from Domestic.
62GF Score
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