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The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 5-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
The industry rank for Indian Overseas Bank's 5-Day RSI or its related term are showing as below:
NSE:IOB's 5-Day RSI is ranked better than 64.92% of 1599
companies
in the Banks industry
Industry Median: 56.11
vs NSE:IOB: 38.49
Indian Overseas Bank (NSE:IOB) 5-Day RSI Explanation
The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.
Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.
RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 5-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
Indian Overseas Bank 5-Day RSI Related Terms
Indian Overseas Bank 5-Day RSI Competitor Comparison
For the Banks - Regional subindustry, Indian Overseas Bank's 5-Day RSI, along with its competitors' market caps and 5-Day RSI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indian Overseas Bank 5-Day RSI vs Banks Industry
For the Banks industry and Financial Services sector, Indian Overseas Bank's 5-Day RSI distribution charts can be found below:
* The bar in red indicates where Indian Overseas Bank's 5-Day RSI falls into.
Indian Overseas Bank (NSE:IOB) 5-Day RSI Calculation
The formula for calculating RSI is:
RSI
=
100
–
[ 100
/
( 1 + Average Gain
/
Average Loss )]
* Note that the formula uses a positive value for the average loss.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indian Overseas Bank (NSE:IOB) has a 5-Day RSI of 38.49 as of Jul. 15, 2026. According to the industry distribution chart, Indian Overseas Bank ranks #561 out of 1599 companies in the Banks industry, placing it in the top 35.1%.
Is Indian Overseas Bank's 5-Day RSI too high?
Indian Overseas Bank's current 5-Day RSI is 38.49. The Banks industry median 5-Day RSI is 56.11. Indian Overseas Bank's value of 38.49 is 31.4% below this industry median. Based on the distribution chart, Indian Overseas Bank ranks #561 out of 1599 companies in the Banks industry, which is above the industry midpoint. Overall, Indian Overseas Bank has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indian Overseas Bank's 5-Day RSI compare to competitors?
According to the Banks industry distribution chart, Indian Overseas Bank ranks #561 out of 1599 companies for 5-Day RSI. This puts Indian Overseas Bank in the upper half of its industry. The industry median 5-Day RSI is 56.11. Indian Overseas Bank's value of 38.49 is 31.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Day RSI for a Banks company?
The median 5-Day RSI among Banks companies is 56.11, based on 1,599 companies in the industry. Companies in the top quartile (top 25%) have a 5-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 5-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indian Overseas Bank's current 5-Day RSI of 38.49 is 31.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Day RSI mean?
A high 5-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median 5-Day RSI is 56.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indian Overseas Bank's current 5-Day RSI is 38.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Overseas Bank stock overvalued right now?
Based on GuruFocus' analysis, Indian Overseas Bank (NSE:IOB) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹48.36, compared to a current price of ₹33.68 — trading 30.4% below its estimated fair value. The current 5-Day RSI is 38.49 and 31.4% below the Banks industry median of 56.11. Indian Overseas Bank's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Day RSI calculated?
5-Day RSI is calculated from a company's financial statements. For Indian Overseas Bank (NSE:IOB), the current 5-Day RSI is 38.49 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indian Overseas Bank (NSE:IOB) Overvalued in 2026?
Based on GuruFocus' analysis, Indian Overseas Bank stock appears to be undervalued.
The current stock price of ₹33.68 is trading 30.4% below its estimated GF Value™ of ₹48.36.
GuruFocus considers Indian Overseas Bank to be Significantly Undervalued.
Key valuation signals for NSE:IOB:
5-Day RSI: 38.49
GF Value™: ₹48.36 vs. price of ₹33.68 (30.4% below fair value)
Industry Position: 31.4% below the Banks median (#561 of 1599)
No single metric tells the full story. See the NSE:IOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indian Overseas Bank is engaged in the banking sector. The bank is based in India and has branches in several Asian countries. The bank's business segments are Treasury Segment includes the entire investment portfolio and trading in foreign exchange contracts and derivative contracts; Corporate/Wholesale Banking segment comprises the lending activities of borrowers having exposure of seven Crores and above; Retail Banking include exposures which fulfil the four criteria of orientation, product, granularity, and low value of individual exposures for retail exposures; Digital Banking Segment as a sub-segment of Retail Banking Segment; and Other Banking Operations Segments which are not covered above. Majority of income comes from Retail Banking. It generates majority of income from Domestic.
61GF Score
Get the complete analysis for NSE:IOB
5-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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