Indian Overseas Bank (NSE:IOB) Interest Expense: ₹-193,220 Mil (TTM As of Mar. 2026)


NSE:IOB Indian Overseas Bank NSE:IOB
65 GF Score
Price ₹34.20
GF Value ₹48.21
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Indian Overseas Bank Interest Expense?

Indian Overseas Bank NSE:IOB -0.49% 65 Interest Expense is ₹-193,220 Mil as of Mar. 2026. GuruFocus rates NSE:IOB with a GF Score™ of 65/100 and a GF Value™ of ₹48.21 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Indian Overseas Bank's interest expense for the three months ended in Mar. 2026 was ₹ -50,193 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-193,220 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Indian Overseas Bank's Operating Income for the three months ended in Mar. 2026 was ₹ Mil. Indian Overseas Bank's Interest Expense for the three months ended in Mar. 2026 was ₹ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Indian Overseas Bank Interest Expense Historical Data

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The historical data trend for Indian Overseas Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indian Overseas Bank Interest Expense Chart

Indian Overseas Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -104,194.86 -111,462.89 -142,265.00 -172,444.76 -193,220.42

Indian Overseas Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -45,104.20 -46,393.00 -47,896.40 -48,738.50 -50,192.50
NSE:IOB
65GF Score
Indian Overseas Bank NSE:IOB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Indian Overseas Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-193,220 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₹-193,220 Mil mean?
Indian Overseas Bank (NSE:IOB) has a Interest Expense of ₹-193,220 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Indian Overseas Bank and its competitors.
Is Indian Overseas Bank's Interest Expense too high?
Indian Overseas Bank's current Interest Expense is ₹-193,220 Mil. Overall, Indian Overseas Bank has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indian Overseas Bank's Interest Expense compare to competitors?
Indian Overseas Bank's Interest Expense of ₹-193,220 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Indian Overseas Bank and its competitors. Indian Overseas Bank's current Interest Expense is ₹-193,220 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Overseas Bank stock overvalued right now?
Based on GuruFocus' analysis, Indian Overseas Bank (NSE:IOB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹48.21, compared to a current price of ₹34.20 — trading 29.1% below its estimated fair value. The current Interest Expense is ₹-193,220 Mil. Indian Overseas Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Indian Overseas Bank (NSE:IOB), the current Interest Expense is ₹-193,220 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indian Overseas Bank (NSE:IOB) Overvalued in 2026?

Based on GuruFocus' analysis, Indian Overseas Bank stock appears to be undervalued. The current stock price of ₹34.20 is trading 29.1% below its estimated GF Value™ of ₹48.21. GuruFocus considers Indian Overseas Bank to be Modestly Undervalued.

Key valuation signals for NSE:IOB:

  • Interest Expense: ₹-193,220 Mil
  • GF Value™: ₹48.21 vs. price of ₹34.20 (29.1% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the NSE:IOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Indian Overseas Bank Business Description

Other Exchanges 532388:India
Address No. 763, Anna Salai, Central Office, Chennai, TN, IND, 600 002
Indian Overseas Bank is engaged in the banking sector. The bank is based in India and has branches in several Asian countries. The bank's business segments are Treasury Segment includes the entire investment portfolio and trading in foreign exchange contracts and derivative contracts; Corporate/Wholesale Banking segment comprises the lending activities of borrowers having exposure of seven Crores and above; Retail Banking include exposures which fulfil the four criteria of orientation, product, granularity, and low value of individual exposures for retail exposures; Digital Banking Segment as a sub-segment of Retail Banking Segment; and Other Banking Operations Segments which are not covered above. Majority of income comes from Retail Banking. It generates majority of income from Domestic.
65GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹34.20
Price
₹48.21
GF Value