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Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Indian Overseas Bank's interest expense for the
three
months ended in Jun. 2026 was ₹ -50,900 Mil.
Its interest expense for the trailing twelve months (TTM) ended in Jun. 2026 was ₹-197,727 Mil.
Indian Overseas Bank Interest Expense Historical Data
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The historical data trend for Indian Overseas Bank's Interest Expense can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Interest Expense is the amount reported by a company or individual as an expense for borrowed money.
Interest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-197,727 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Expense of ₹-197,727 Mil mean?
Indian Overseas Bank (NSE:IOB) has a Interest Expense of ₹-197,727 Mil as of Jun. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Indian Overseas Bank and its competitors.
Is Indian Overseas Bank's Interest Expense too high?
Indian Overseas Bank's current Interest Expense is ₹-197,727 Mil. Overall, Indian Overseas Bank has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indian Overseas Bank's Interest Expense compare to competitors?
Indian Overseas Bank's Interest Expense of ₹-197,727 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Indian Overseas Bank and its competitors. Indian Overseas Bank's current Interest Expense is ₹-197,727 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Overseas Bank stock overvalued right now?
Based on GuruFocus' analysis, Indian Overseas Bank (NSE:IOB) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹50.00, compared to a current price of ₹34.59 — trading 30.8% below its estimated fair value. The current Interest Expense is ₹-197,727 Mil. Indian Overseas Bank's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Indian Overseas Bank (NSE:IOB), the current Interest Expense is ₹-197,727 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indian Overseas Bank (NSE:IOB) Overvalued in 2026?
Based on GuruFocus' analysis, Indian Overseas Bank stock appears to be undervalued.
The current stock price of ₹34.59 is trading 30.8% below its estimated GF Value™ of ₹50.00.
GuruFocus considers Indian Overseas Bank to be Significantly Undervalued.
Key valuation signals for NSE:IOB:
Interest Expense: ₹-197,727 Mil
GF Value™: ₹50.00 vs. price of ₹34.59 (30.8% below fair value)
No single metric tells the full story. See the NSE:IOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indian Overseas Bank is engaged in the banking sector. The bank is based in India and has branches in several Asian countries. The bank's business segments are Treasury Segment includes the entire investment portfolio and trading in foreign exchange contracts and derivative contracts; Corporate/Wholesale Banking segment comprises the lending activities of borrowers having exposure of seven Crores and above; Retail Banking include exposures which fulfil the four criteria of orientation, product, granularity, and low value of individual exposures for retail exposures; Digital Banking Segment as a sub-segment of Retail Banking Segment; and Other Banking Operations Segments which are not covered above. Majority of income comes from Retail Banking. It generates majority of income from Domestic.
60GF Score
Get the complete analysis for NSE:IOB
Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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