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Indian Overseas Bank's yield on cost for the quarter that ended in Jun. 2026 was 0.00.
The historical rank and industry rank for Indian Overseas Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
NSE:IOB's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.86 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Indian Overseas Bank (NSE:IOB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Indian Overseas Bank 5-Year Yield-on-Cost % Related Terms
Indian Overseas Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Indian Overseas Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indian Overseas Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Indian Overseas Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Indian Overseas Bank's 5-Year Yield-on-Cost % falls into.
Indian Overseas Bank 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Indian Overseas Bank (NSE:IOB) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 20, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Indian Overseas Bank and its competitors. According to the industry distribution chart, Indian Overseas Bank ranks #999999 out of 1255 companies in the Banks industry.
Is Indian Overseas Bank's 5-Year Yield-on-Cost % too high?
Indian Overseas Bank's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Indian Overseas Bank ranks #999999 out of 1255 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Indian Overseas Bank has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indian Overseas Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Indian Overseas Bank ranks #999999 out of 1255 companies for 5-Year Yield-on-Cost %. This places Indian Overseas Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Indian Overseas Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indian Overseas Bank's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Overseas Bank stock overvalued right now?
Based on GuruFocus' analysis, Indian Overseas Bank (NSE:IOB) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹48.45, compared to a current price of ₹33.85 — trading 30.1% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Indian Overseas Bank's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Indian Overseas Bank (NSE:IOB), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indian Overseas Bank (NSE:IOB) Overvalued in 2026?
Based on GuruFocus' analysis, Indian Overseas Bank stock appears to be undervalued.
The current stock price of ₹33.85 is trading 30.1% below its estimated GF Value™ of ₹48.45.
GuruFocus considers Indian Overseas Bank to be Significantly Undervalued.
Key valuation signals for NSE:IOB:
5-Year Yield-on-Cost %: 0.00
GF Value™: ₹48.45 vs. price of ₹33.85 (30.1% below fair value)
No single metric tells the full story. See the NSE:IOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indian Overseas Bank is engaged in the banking sector. The bank is based in India and has branches in several Asian countries. The bank's business segments are Treasury Segment includes the entire investment portfolio and trading in foreign exchange contracts and derivative contracts; Corporate/Wholesale Banking segment comprises the lending activities of borrowers having exposure of seven Crores and above; Retail Banking include exposures which fulfil the four criteria of orientation, product, granularity, and low value of individual exposures for retail exposures; Digital Banking Segment as a sub-segment of Retail Banking Segment; and Other Banking Operations Segments which are not covered above. Majority of income comes from Retail Banking. It generates majority of income from Domestic.
63GF Score
Get the complete analysis for NSE:IOB
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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