The historical rank and industry rank for Union Bank of India's FCF Margin % or its related term are showing as below:
NSE:UNIONBANK'
s FCF Margin % Range Over the Past 10 Years
Min: -66.38 Med: -15.42 Max: 85.6
Current: -66.23
During the past 13 years, the highest FCF Margin % of Union Bank of India was 85.60%. The lowest was -66.38%. And the median was -15.42%.
NSE:UNIONBANK's FCF Margin % is ranked worse than 88.2% of 1509
companies
in the Banks industry
Industry Median: 26.55
vs NSE:UNIONBANK: -66.23
Union Bank of India FCF Margin % Related Terms
Union Bank of India FCF Margin % Historical Data
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The historical data trend for Union Bank of India's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bank of India FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Union Bank of India's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Bank of India FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Union Bank of India's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Union Bank of India's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bank of India (NSE:UNIONBANK) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Union Bank of India and its competitors. According to the industry distribution chart, Union Bank of India ranks #1331 out of 1509 companies in the Banks industry, placing it in the top 88.2%.
Is Union Bank of India's FCF Margin % too high?
Union Bank of India's current FCF Margin % is 0.00%. Based on the distribution chart, Union Bank of India ranks #1331 out of 1509 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Union Bank of India has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank of India's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Union Bank of India ranks #1331 out of 1509 companies for FCF Margin %. This places Union Bank of India in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Union Bank of India and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Bank of India's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Union Bank of India (NSE:UNIONBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹135.56, compared to a current price of ₹174.71 — trading 28.9% above its estimated fair value. The current FCF Margin % is 0.00%. Union Bank of India's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Union Bank of India (NSE:UNIONBANK), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Bank of India (NSE:UNIONBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Union Bank of India stock appears to be overvalued.
The current stock price of ₹174.71 is trading 28.9% above its estimated GF Value™ of ₹135.56.
GuruFocus considers Union Bank of India to be Modestly Overvalued.
Key valuation signals for NSE:UNIONBANK:
FCF Margin %: 0.00%
GF Value™: ₹135.56 vs. price of ₹174.71 (28.9% above fair value)
No single metric tells the full story. See the NSE:UNIONBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Bank of India is a banking and financial services statutory body engaged in providing products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. The bank has four segments Treasury Operations, Corporate and Wholesale Banking, Retail Banking Operations and(w/w Digital Banking Segment), and Other Banking Operations. The bank generates majority of Income from Retail Banking Operations.
55GF Score
Get the complete analysis for NSE:UNIONBANK
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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