Union Bank of India (NSE:UNIONBANK) ROC %: % (As of Mar. 2026)


NSE:UNIONBANK Union Bank of India NSE:UNIONBANK
55 GF Score
Price ₹174.71
GF Value ₹135.56
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Union Bank of India ROC %?

Union Bank of India NSE:UNIONBANK -0.07% 55 ROC % is % as of Mar. 2026. GuruFocus rates NSE:UNIONBANK with a GF Score™ of 55/100 and a GF Value™ of ₹135.56 (Modestly Overvalued). The stock has 3 warning signs investors should review.

ROC %does not apply to banks.

NSE:UNIONBANK
55GF Score
Union Bank of India NSE:UNIONBANK
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Union Bank of India (NSE:UNIONBANK) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Union Bank of India and its competitors.
Is Union Bank of India's ROC % too high?
Union Bank of India's current ROC % is %. Overall, Union Bank of India has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank of India's ROC % compare to competitors?
Union Bank of India's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Union Bank of India and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Bank of India's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Union Bank of India (NSE:UNIONBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹135.56, compared to a current price of ₹174.71 — trading 28.9% above its estimated fair value. The current ROC % is %. Union Bank of India's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Union Bank of India (NSE:UNIONBANK), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bank of India (NSE:UNIONBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bank of India stock appears to be overvalued. The current stock price of ₹174.71 is trading 28.9% above its estimated GF Value™ of ₹135.56. GuruFocus considers Union Bank of India to be Modestly Overvalued.

Key valuation signals for NSE:UNIONBANK:

  • ROC %: %
  • GF Value™: ₹135.56 vs. price of ₹174.71 (28.9% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the NSE:UNIONBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Bank of India Business Description

Other Exchanges 532477:India
Address 239, Vidhan Bhavan Marg, Investor Services Division, Union Bank Bhavan, 12th Floor, Board Secretarial, Nariman Point, Mumbai, MH, IND, 400 021
Union Bank of India is a banking and financial services statutory body engaged in providing products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. The bank has four segments Treasury Operations, Corporate and Wholesale Banking, Retail Banking Operations and(w/w Digital Banking Segment), and Other Banking Operations. The bank generates majority of Income from Retail Banking Operations.
55GF Score

Get the complete analysis for NSE:UNIONBANK

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹174.71
Price
₹135.56
GF Value