Union Bank of India (NSE:UNIONBANK) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 29, 2026)


NSE:UNIONBANK Union Bank of India NSE:UNIONBANK
55 GF Score
Price ₹174.71
GF Value ₹135.56
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Union Bank of India Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Union Bank of India's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

Union Bank of India Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Union Bank of India's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Union Bank of India Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Union Bank of India's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Union Bank of India's Margin of Safety % (DCF Earnings Based) falls into.


NSE:UNIONBANK
55GF Score
Union Bank of India NSE:UNIONBANK
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Union Bank of India (NSE:UNIONBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bank of India stock appears to be overvalued. The current stock price of ₹174.71 is trading 28.9% above its estimated GF Value™ of ₹135.56. GuruFocus considers Union Bank of India to be Modestly Overvalued.

Key valuation signals for NSE:UNIONBANK:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: ₹135.56 vs. price of ₹174.71 (28.9% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the NSE:UNIONBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Bank of India Business Description

Other Exchanges 532477:India
Address 239, Vidhan Bhavan Marg, Investor Services Division, Union Bank Bhavan, 12th Floor, Board Secretarial, Nariman Point, Mumbai, MH, IND, 400 021
Union Bank of India is a banking and financial services statutory body engaged in providing products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. The bank has four segments Treasury Operations, Corporate and Wholesale Banking, Retail Banking Operations and(w/w Digital Banking Segment), and Other Banking Operations. The bank generates majority of Income from Retail Banking Operations.
55GF Score

Get the complete analysis for NSE:UNIONBANK

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹174.71
Price
₹135.56
GF Value