Union Bank of India (NSE:UNIONBANK) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:UNIONBANK Union Bank of India NSE:UNIONBANK
57 GF Score
Price ₹175.80
GF Value ₹141.25
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Union Bank of India ROC (Joel Greenblatt) %?

Union Bank of India NSE:UNIONBANK +1.03% 57 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates NSE:UNIONBANK with a GF Score™ of 57/100 and a GF Value™ of ₹141.25 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 46 Banks companies, Union Bank of India ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

NSE:UNIONBANK
57GF Score
Union Bank of India NSE:UNIONBANK
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Union Bank of India (NSE:UNIONBANK) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Union Bank of India and its competitors. According to the industry distribution chart, Union Bank of India ranks #999999 out of 46 companies in the Banks industry.
Is Union Bank of India's ROC (Joel Greenblatt) % too high?
Union Bank of India's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Union Bank of India ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Union Bank of India has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bank of India's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, Union Bank of India ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Union Bank of India in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Union Bank of India and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Bank of India's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bank of India stock overvalued right now?
Based on GuruFocus' analysis, Union Bank of India (NSE:UNIONBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹141.25, compared to a current price of ₹175.80 — trading 24.5% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Union Bank of India's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Union Bank of India (NSE:UNIONBANK), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bank of India (NSE:UNIONBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bank of India stock appears to be overvalued. The current stock price of ₹175.80 is trading 24.5% above its estimated GF Value™ of ₹141.25. GuruFocus considers Union Bank of India to be Modestly Overvalued.

Key valuation signals for NSE:UNIONBANK:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ₹141.25 vs. price of ₹175.80 (24.5% above fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the NSE:UNIONBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Bank of India Business Description

Other Exchanges 532477:India
Address 239, Vidhan Bhavan Marg, Investor Services Division, Union Bank Bhavan, 12th Floor, Board Secretarial, Nariman Point, Mumbai, MH, IND, 400 021
Union Bank of India is a banking and financial services statutory body engaged in providing products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. The bank has four segments Treasury Operations, Corporate and Wholesale Banking, Retail Banking Operations and(w/w Digital Banking Segment), and Other Banking Operations. The bank generates majority of Income from Retail Banking Operations.
57GF Score

Get the complete analysis for NSE:UNIONBANK

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹175.80
Price
₹141.25
GF Value