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Bank AlbiladSAU:1140 80 FCF Margin % is 388.75% as of Jun. 2026, which is 586% above its 10-year median of 56.69. GuruFocus rates SAU:1140 with a GF Score™ of 80/100 and a GF Value™ of ﷼30.94 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,502 Banks companies, Bank Albilad ranks better than 91.41% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bank Albilad's Free Cash Flow for the
three
months ended in Jun. 2026 was ﷼6,271 Mil. Bank Albilad's Revenue for the
three
months ended in Jun. 2026 was ﷼1,613 Mil. Therefore, Bank Albilad's FCF Margin % for the quarter that ended in Jun. 2026 was 388.75%.
The historical data trend for Bank Albilad's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Albilad's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Albilad FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Albilad's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bank Albilad's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Albilad (SAU:1140) has a FCF Margin % of 388.75% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank Albilad and its competitors. This is 586% above median its historical median of 56.69. According to the industry distribution chart, Bank Albilad ranks #129 out of 1502 companies in the Banks industry, placing it in the top 8.6%.
Is Bank Albilad's FCF Margin % too high?
Bank Albilad's current FCF Margin % of 388.75% is 586% above median its 10-year median of 56.69. The Banks industry median FCF Margin % is 27.09. Bank Albilad's value of 388.75% is 1335.3% above this industry median. Based on the distribution chart, Bank Albilad ranks #129 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Albilad has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Albilad's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank Albilad ranks #129 out of 1502 companies for FCF Margin %. This places Bank Albilad in the top 9% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 27.09. Bank Albilad's value of 388.75% is 1335.3% above this benchmark. While the company's 10-year median is 56.69 vs. the industry median of 27.09, Bank Albilad has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.09, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Albilad's current FCF Margin % of 388.75% is 1335.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank Albilad and its competitors. For the Banks industry, the median FCF Margin % is 27.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Albilad's current FCF Margin % is 388.75%, which is 586% above median its own 10-year median of 56.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Albilad stock overvalued right now?
Based on GuruFocus' analysis, Bank Albilad (SAU:1140) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼30.94, compared to a current price of ﷼24.90 — trading 19.5% below its estimated fair value. The current FCF Margin % is 388.75%, which is 586% above median its 10-year median of 56.69 and 1335.3% above the Banks industry median of 27.09. Bank Albilad's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bank Albilad (SAU:1140), the current FCF Margin % is 388.75% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Albilad (SAU:1140) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Albilad stock appears to be undervalued.
The current stock price of ﷼24.90 is trading 19.5% below its estimated GF Value™ of ﷼30.94.
GuruFocus considers Bank Albilad to be Modestly Undervalued.
Key valuation signals for SAU:1140:
FCF Margin %: 388.75% (586% above median its 10-year median of 56.69)
GF Value™: ﷼30.94 vs. price of ﷼24.90 (19.5% below fair value)
Industry Position: 1335.3% above the Banks median (#129 of 1502)
No single metric tells the full story. See the SAU:1140 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Albilad is a banking corporation conducting business mainly in the Kingdom of Saudi Arabia. It is divided into four operating segments: Retail banking provides services and products to individuals, including deposits, financing, remittances, and currency exchange, Corporate banking provides services and products to corporate customers including deposits, financing, and trade services, Treasury provides money market and treasury services and Investment banking and brokerage provides investment management services and asset management activities related to dealing, managing, arranging, advising and custody of securities. Key revenue is generated from the Retail banking segment.
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