Bank Albilad (SAU:1140) FCF Yield %: 3.34 (As of Jul. 08, 2026) — 61% Below Median


SAU:1140 Bank Albilad SAU:1140
82 GF Score
Price ﷼24.06
GF Value ﷼32.85
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Bank Albilad FCF Yield %?

Bank Albilad SAU:1140 -0.21% 82 FCF Yield % is 3.34 as of Jul. 08, 2026, which is 61% below its 10-year median of 8.57. GuruFocus rates SAU:1140 with a GF Score™ of 82/100 and a GF Value™ of ﷼32.85 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,503 Banks companies, Bank Albilad ranks worse than 67.07% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Bank Albilad's Trailing 12-Month Free Cash Flow is ﷼1,202 Mil, and Market Cap is ﷼36,090 Mil. Therefore, Bank Albilad's FCF Yield % for today is 3.34%.

The historical rank and industry rank for Bank Albilad's FCF Yield % or its related term are showing as below:

SAU:1140' s FCF Yield % Range Over the Past 10 Years
Min: -6.55   Med: 8.57   Max: 29.56
Current: 3.34


During the past 13 years, the highest FCF Yield % of Bank Albilad was 29.56%. The lowest was -6.55%. And the median was 8.57%.

SAU:1140's FCF Yield % is ranked worse than
67.07% of 1503 companies
in the Banks industry
Industry Median: 8.11 vs SAU:1140: 3.34

Bank Albilad's FCF Margin % for the quarter that ended in Mar. 2026 was -142.15%.


Bank Albilad FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Bank Albilad FCF Yield % Related Terms


Bank Albilad FCF Yield % Historical Data

* Premium members only.

The historical data trend for Bank Albilad's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Albilad FCF Yield % Chart

Bank Albilad Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.02 19.16 2.15 14.87 10.98

Bank Albilad Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.17 -23.23 37.32 17.54 -21.39

SAU:1140 vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, Bank Albilad's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Albilad FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Bank Albilad's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Bank Albilad's FCF Yield % falls into.


SAU:1140
82GF Score
Bank Albilad SAU:1140
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Albilad FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Bank Albilad's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=4087.122 / 37230
=10.98%

Bank Albilad's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-2173.747 * 4 / 40650
=-21.39%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 3.34 mean?
Bank Albilad (SAU:1140) has a FCF Yield % of 3.34 as of Jul. 08, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank Albilad and its competitors. This is 61% below median its historical median of 8.57. According to the industry distribution chart, Bank Albilad ranks #1008 out of 1503 companies in the Banks industry, placing it in the top 67.1%.
Is Bank Albilad's FCF Yield % too high?
Bank Albilad's current FCF Yield % of 3.34 is 61% below median its 10-year median of 8.57. The Banks industry median FCF Yield % is 8.11. Bank Albilad's value of 3.34 is 58.8% below this industry median. Based on the distribution chart, Bank Albilad ranks #1008 out of 1503 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Albilad has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Albilad's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Bank Albilad ranks #1008 out of 1503 companies for FCF Yield %. This places Bank Albilad in the lower half of its industry. The industry median FCF Yield % is 8.11. Bank Albilad's value of 3.34 is 58.8% below this benchmark. While the company's 10-year median is 8.57 vs. the industry median of 8.11, Bank Albilad has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.11, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Albilad's current FCF Yield % of 3.34 is 58.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank Albilad and its competitors. For the Banks industry, the median FCF Yield % is 8.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Albilad's current FCF Yield % is 3.34, which is 61% below median its own 10-year median of 8.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Albilad stock overvalued right now?
Based on GuruFocus' analysis, Bank Albilad (SAU:1140) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼32.85, compared to a current price of ﷼24.06 — trading 26.8% below its estimated fair value. The current FCF Yield % is 3.34, which is 61% below median its 10-year median of 8.57 and 58.8% below the Banks industry median of 8.11. Bank Albilad's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Bank Albilad (SAU:1140), the current FCF Yield % is 3.34 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Albilad (SAU:1140) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Albilad stock appears to be undervalued. The current stock price of ﷼24.06 is trading 26.8% below its estimated GF Value™ of ﷼32.85. GuruFocus considers Bank Albilad to be Modestly Undervalued.

Key valuation signals for SAU:1140:

  • FCF Yield %: 3.34 (61% below median its 10-year median of 8.57)
  • GF Value™: ﷼32.85 vs. price of ﷼24.06 (26.8% below fair value)
  • GF Score™: 82/100 with 2 warning signs
  • Industry Position: 58.8% below the Banks median (#1008 of 1503)

No single metric tells the full story. See the SAU:1140 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Albilad Business Description

Address 8229 Al Mutamarat, Unit 2, Riyadh, SAU, 3952- 12711
Bank Albilad is a banking corporation conducting business mainly in the Kingdom of Saudi Arabia. It is divided into four operating segments: Retail banking provides services and products to individuals, including deposits, financing, remittances, and currency exchange, Corporate banking provides services and products to corporate customers including deposits, financing, and trade services, Treasury provides money market and treasury services and Investment banking and brokerage provides investment management services and asset management activities related to dealing, managing, arranging, advising and custody of securities. Key revenue is generated from the Retail banking segment.
82GF Score

Get the complete analysis for SAU:1140

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼24.06
Price
﷼32.85
GF Value