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Bank AlbiladSAU:1140 +1.32%82 PS Ratio is 5.96 as of Aug. 04, 2026, which is 1% below its 10-year median of 6.02. GuruFocus rates SAU:1140 with a GF Score™ of 82/100 and a GF Value™ of ﷼31.02 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,515 Banks companies, Bank Albilad ranks worse than 88.58% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Bank Albilad's share price is ﷼24.62.
Bank Albilad's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ﷼4.13. Hence, Bank Albilad's PS Ratio for today is 5.96.
Good Sign:
Bank Albilad stock PS Ratio (=5.95) is close to 5-year low of 5.81.
The historical rank and industry rank for Bank Albilad's PS Ratio or its related term are showing as below:
SAU:1140'
s PS Ratio Range Over the Past 10 Years
Min: 3.62 Med: 6.02 Max: 11.89
Current: 5.86
During the past 13 years, Bank Albilad's highest PS Ratio was 11.89. The lowest was 3.62. And the median was 6.02.
SAU:1140's PS Ratio is ranked worse than 88.58% of 1515
companies
in the Banks industry
Industry Median: 3.08
vs SAU:1140: 5.86
Bank Albilad has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Bank Albilad was 4.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 6.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 7.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 10.80% per year.
During the past 13 years, Bank Albilad's highest 3-Year average Revenue per Share Growth Rate was 62.70% per year. The lowest was -17.20% per year. And the median was 10.30% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Bank Albilad PS Ratio Related Terms
Bank Albilad PS Ratio Historical Data
* Premium members only.
The historical data trend for Bank Albilad's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Albilad's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Albilad PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank Albilad's PS Ratio distribution charts can be found below:
* The bar in red indicates where Bank Albilad's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Bank Albilad's PS Ratio for today is calculated as
Bank Albilad's Share Price of today is ﷼24.62. Bank Albilad's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼4.13.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Bank Albilad (SAU:1140) has a PS Ratio of 5.96 as of Aug. 04, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bank Albilad and its competitors. This is near median its historical median of 6.02. Over the past decade, Bank Albilad's PS Ratio has ranged from 3.62 to 11.89. According to the industry distribution chart, Bank Albilad ranks #1342 out of 1515 companies in the Banks industry, placing it in the top 88.6%.
Is Bank Albilad's PS Ratio too high?
Bank Albilad's current PS Ratio of 5.96 is near median its 10-year median of 6.02. Over the past 10 years, this metric has ranged from a low of 3.62 to a high of 11.89. The Banks industry median PS Ratio is 3.08. Bank Albilad's value of 5.96 is 93.5% above this industry median. Based on the distribution chart, Bank Albilad ranks #1342 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank Albilad has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Albilad's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank Albilad ranks #1342 out of 1515 companies for PS Ratio. This places Bank Albilad in the lower half of its industry. The industry median PS Ratio is 3.08. Bank Albilad's value of 5.96 is 93.5% above this benchmark. Historically, Bank Albilad's own PS Ratio has ranged from 3.62 to 11.89 over the past decade. While the company's 10-year median is 6.02 vs. the industry median of 3.08, Bank Albilad has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Albilad's current PS Ratio of 5.96 is 93.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bank Albilad and its competitors. For the Banks industry, the median PS Ratio is 3.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Albilad's current PS Ratio is 5.96, which is near median its own 10-year median of 6.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Albilad stock overvalued right now?
Based on GuruFocus' analysis, Bank Albilad (SAU:1140) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼31.02, compared to a current price of ﷼24.62 — trading 20.6% below its estimated fair value. The current PS Ratio is 5.96, which is near median its 10-year median of 6.02 and 93.5% above the Banks industry median of 3.08. Bank Albilad's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Bank Albilad (SAU:1140), the current PS Ratio is 5.96 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Albilad (SAU:1140) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Albilad stock appears to be undervalued.
The current stock price of ﷼24.62 is trading 20.6% below its estimated GF Value™ of ﷼31.02.
GuruFocus considers Bank Albilad to be Modestly Undervalued.
Key valuation signals for SAU:1140:
PS Ratio: 5.96 (near median its 10-year median of 6.02)
GF Value™: ﷼31.02 vs. price of ﷼24.62 (20.6% below fair value)
Industry Position: 93.5% above the Banks median (#1342 of 1515)
No single metric tells the full story. See the SAU:1140 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Albilad is a banking corporation conducting business mainly in the Kingdom of Saudi Arabia. It is divided into four operating segments: Retail banking provides services and products to individuals, including deposits, financing, remittances, and currency exchange, Corporate banking provides services and products to corporate customers including deposits, financing, and trade services, Treasury provides money market and treasury services and Investment banking and brokerage provides investment management services and asset management activities related to dealing, managing, arranging, advising and custody of securities. Key revenue is generated from the Retail banking segment.
82GF Score
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