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Bank AlbiladSAU:1140 +1.01%78 5-Year Yield-on-Cost % is 4.05 as of Sep. 07, 2026, which is 133% above its 10-year median of 1.74. GuruFocus rates SAU:1140 with a GF Score™ of 78/100 and a GF Value™ of ﷼30.87 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,245 Banks companies, Bank Albilad ranks better than 54.3% on this metric.
Bank Albilad's yield on cost for the quarter that ended in Jun. 2026 was 4.05.
The historical rank and industry rank for Bank Albilad's 5-Year Yield-on-Cost % or its related term are showing as below:
SAU:1140'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.98 Med: 1.74 Max: 4.33
Current: 4.05
During the past 13 years, Bank Albilad's highest Yield on Cost was 4.33. The lowest was 0.98. And the median was 1.74.
SAU:1140's 5-Year Yield-on-Cost % is ranked better than 54.3% of 1245
companies
in the Banks industry
Industry Median: 3.78
vs SAU:1140: 4.05
Bank Albilad (SAU:1140) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bank Albilad 5-Year Yield-on-Cost % Related Terms
SAU:1140 vs USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Bank Albilad's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Albilad 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Albilad's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bank Albilad's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Bank Albilad is calculated as
Bank Albilad (SAU:1140) has a 5-Year Yield-on-Cost % of 4.05 as of Sep. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank Albilad and its competitors. This is 133% above median its historical median of 1.74. Over the past decade, Bank Albilad's 5-Year Yield-on-Cost % has ranged from 0.98 to 4.33. According to the industry distribution chart, Bank Albilad ranks #569 out of 1245 companies in the Banks industry, placing it in the top 45.7%.
Is Bank Albilad's 5-Year Yield-on-Cost % too high?
Bank Albilad's current 5-Year Yield-on-Cost % of 4.05 is 133% above median its 10-year median of 1.74. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 4.33. The Banks industry median 5-Year Yield-on-Cost % is 3.78. Bank Albilad's value of 4.05 is 7.1% above this industry median. Based on the distribution chart, Bank Albilad ranks #569 out of 1245 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Albilad has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Albilad's 5-Year Yield-on-Cost % compare to USB?
According to the Banks industry distribution chart, Bank Albilad ranks #569 out of 1245 companies for 5-Year Yield-on-Cost %. This puts Bank Albilad in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.78. Bank Albilad's value of 4.05 is 7.1% above this benchmark. Historically, Bank Albilad's own 5-Year Yield-on-Cost % has ranged from 0.98 to 4.33 over the past decade. While the company's 10-year median is 1.74 vs. the industry median of 3.78, Bank Albilad has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.78, based on 1,245 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Albilad's current 5-Year Yield-on-Cost % of 4.05 is 7.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank Albilad and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Albilad's current 5-Year Yield-on-Cost % is 4.05, which is 133% above median its own 10-year median of 1.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Albilad stock overvalued right now?
Based on GuruFocus' analysis, Bank Albilad (SAU:1140) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼30.87, compared to a current price of ﷼25.92 — trading 16% below its estimated fair value. The current 5-Year Yield-on-Cost % is 4.05, which is 133% above median its 10-year median of 1.74 and 7.1% above the Banks industry median of 3.78. Bank Albilad's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bank Albilad (SAU:1140), the current 5-Year Yield-on-Cost % is 4.05 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Albilad (SAU:1140) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Albilad stock appears to be undervalued.
The current stock price of ﷼25.92 is trading 16% below its estimated GF Value™ of ﷼30.87.
GuruFocus considers Bank Albilad to be Modestly Undervalued.
Key valuation signals for SAU:1140:
5-Year Yield-on-Cost %: 4.05 (133% above median its 10-year median of 1.74)
GF Value™: ﷼30.87 vs. price of ﷼25.92 (16% below fair value)
Industry Position: 7.1% above the Banks median (#569 of 1245)
No single metric tells the full story. See the SAU:1140 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Albilad is a banking corporation conducting business mainly in the Kingdom of Saudi Arabia. It is divided into four operating segments: Retail banking provides services and products to individuals, including deposits, financing, remittances, and currency exchange, Corporate banking provides services and products to corporate customers including deposits, financing, and trade services, Treasury provides money market and treasury services and Investment banking and brokerage provides investment management services and asset management activities related to dealing, managing, arranging, advising and custody of securities. Key revenue is generated from the Retail banking segment.
78GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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