Bank Albilad (SAU:1140) Selling, General, & Admin. Expense: ﷼ Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:1140 Bank Albilad SAU:1140
80 GF Score
Price ﷼24.75
GF Value ﷼30.74
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Bank Albilad Selling, General, & Admin. Expense?

Bank Albilad SAU:1140 -1.00% 80 Selling, General, & Admin. Expense is ﷼ Mil as of Jun. 2026. GuruFocus rates SAU:1140 with a GF Score™ of 80/100 and a GF Value™ of ﷼30.74 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Bank Albilad's selling, general, & admin. expense for the three months ended in Jun. 2026 was ﷼ Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was ﷼ Mil.


Bank Albilad  (SAU:1140) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Bank Albilad Selling, General, & Admin. Expense Related Terms


Bank Albilad Selling, General, & Admin. Expense Historical Data

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The historical data trend for Bank Albilad's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Albilad Selling, General, & Admin. Expense Chart

Bank Albilad Annual Data
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Selling, General, & Admin. Expense
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Bank Albilad Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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SAU:1140 vs USB: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Bank Albilad's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Albilad Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Bank Albilad's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Bank Albilad's Selling, General, & Admin. Expense falls into.


SAU:1140
80GF Score
Bank Albilad SAU:1140
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Albilad Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼ Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of ﷼ Mil mean?
Bank Albilad (SAU:1140) has a Selling, General, & Admin. Expense of ﷼ Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Bank Albilad and its competitors.
Is Bank Albilad's Selling, General, & Admin. Expense too high?
Bank Albilad's current Selling, General, & Admin. Expense is ﷼ Mil. Overall, Bank Albilad has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Albilad's Selling, General, & Admin. Expense compare to USB?
Bank Albilad's Selling, General, & Admin. Expense of ﷼ Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Bank Albilad and its competitors. Bank Albilad's current Selling, General, & Admin. Expense is ﷼ Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Albilad stock overvalued right now?
Based on GuruFocus' analysis, Bank Albilad (SAU:1140) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼30.74, compared to a current price of ﷼24.75 — trading 19.5% below its estimated fair value. The current Selling, General, & Admin. Expense is ﷼ Mil. Bank Albilad's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Bank Albilad (SAU:1140), the current Selling, General, & Admin. Expense is ﷼ Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Albilad (SAU:1140) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Albilad stock appears to be undervalued. The current stock price of ﷼24.75 is trading 19.5% below its estimated GF Value™ of ﷼30.74. GuruFocus considers Bank Albilad to be Modestly Undervalued.

Key valuation signals for SAU:1140:

  • Selling, General, & Admin. Expense: ﷼ Mil
  • GF Value™: ﷼30.74 vs. price of ﷼24.75 (19.5% below fair value)
  • GF Score™: 80/100 with 2 warning signs

No single metric tells the full story. See the SAU:1140 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Albilad Business Description

Address 8229 Al Mutamarat, Unit 2, Riyadh, SAU, 3952- 12711
Bank Albilad is a banking corporation conducting business mainly in the Kingdom of Saudi Arabia. It is divided into four operating segments: Retail banking provides services and products to individuals, including deposits, financing, remittances, and currency exchange, Corporate banking provides services and products to corporate customers including deposits, financing, and trade services, Treasury provides money market and treasury services and Investment banking and brokerage provides investment management services and asset management activities related to dealing, managing, arranging, advising and custody of securities. Key revenue is generated from the Retail banking segment.
80GF Score

Get the complete analysis for SAU:1140

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼24.75
Price
﷼30.74
GF Value