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Bank Albilad has the GF Score of 82, which implies that the company
might have
Good outperformance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Bank Albilad
might have
Good outperformance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Bank Albilad (SAU:1140) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Bank Albilad GF Score Related Terms
SAU:1140 vs PNC, USB: GF Score Comparison
For the Banks - Regional subindustry, Bank Albilad's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Albilad GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Bank Albilad's GF Score distribution charts can be found below:
* The bar in red indicates where Bank Albilad's GF Score falls into.
Bank Albilad (SAU:1140) has a GF Score of 82 as of Jul. 29, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Bank Albilad and its competitors. This is near median its historical median of 79.00. Over the past decade, Bank Albilad's GF Score has ranged from 36.00 to 88.00.
Is Bank Albilad's GF Score too high?
Bank Albilad's current GF Score of 82 is near median its 10-year median of 79.00. Over the past 10 years, this metric has ranged from a low of 36.00 to a high of 88.00. Overall, Bank Albilad has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Albilad's GF Score compare to PNC and USB?
Bank Albilad's GF Score of 82 can be compared against companies in the Banks industry. Historically, Bank Albilad's own GF Score has ranged from 36.00 to 88.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Bank Albilad and its competitors. Bank Albilad's current GF Score is 82, which is near median its own 10-year median of 79.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Albilad stock overvalued right now?
Based on GuruFocus' analysis, Bank Albilad (SAU:1140) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼33.04, compared to a current price of ﷼24.57 — trading 25.6% below its estimated fair value. The current GF Score is 82, which is near median its 10-year median of 79.00. Bank Albilad's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Bank Albilad (SAU:1140), the current GF Score is 82 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Albilad (SAU:1140) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Albilad stock appears to be undervalued.
The current stock price of ﷼24.57 is trading 25.6% below its estimated GF Value™ of ﷼33.04.
GuruFocus considers Bank Albilad to be Modestly Undervalued.
Key valuation signals for SAU:1140:
GF Score: 82 (near median its 10-year median of 79.00)
GF Value™: ﷼33.04 vs. price of ﷼24.57 (25.6% below fair value)
No single metric tells the full story. See the SAU:1140 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Albilad is a banking corporation conducting business mainly in the Kingdom of Saudi Arabia. It is divided into four operating segments: Retail banking provides services and products to individuals, including deposits, financing, remittances, and currency exchange, Corporate banking provides services and products to corporate customers including deposits, financing, and trade services, Treasury provides money market and treasury services and Investment banking and brokerage provides investment management services and asset management activities related to dealing, managing, arranging, advising and custody of securities. Key revenue is generated from the Retail banking segment.
82GF Score
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