Taiwan Fire & Marine Insurance Co (TPE:2832) FCF Margin %: 86.97% (As of Dec. 2025) — 660% Above Median


TPE:2832 Taiwan Fire & Marine Insurance Co Ltd TPE:2832
69 GF Score
Price NT$56.60
GF Value NT$41.10
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Taiwan Fire & Marine Insurance Co FCF Margin %?

Taiwan Fire & Marine Insurance Co TPE:2832 +1.07% 69 FCF Margin % is 86.97% as of Dec. 2025, which is 660% above its 10-year median of 11.45. GuruFocus rates TPE:2832 with a GF Score™ of 69/100 and a GF Value™ of NT$41.10 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 501 Insurance companies, Taiwan Fire & Marine Insurance Co ranks better than 70.46% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Taiwan Fire & Marine Insurance Co's Free Cash Flow for the three months ended in Dec. 2025 was NT$1,579 Mil. Taiwan Fire & Marine Insurance Co's Revenue for the three months ended in Dec. 2025 was NT$1,815 Mil. Therefore, Taiwan Fire & Marine Insurance Co's FCF Margin % for the quarter that ended in Dec. 2025 was 86.97%.

As of today, Taiwan Fire & Marine Insurance Co's current FCF Yield % is 9.17%.

The historical rank and industry rank for Taiwan Fire & Marine Insurance Co's FCF Margin % or its related term are showing as below:

TPE:2832' s FCF Margin % Range Over the Past 10 Years
Min: -13.3   Med: 11.45   Max: 18.02
Current: 18.02


During the past 13 years, the highest FCF Margin % of Taiwan Fire & Marine Insurance Co was 18.02%. The lowest was -13.30%. And the median was 11.45%.

TPE:2832's FCF Margin % is ranked better than
70.46% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs TPE:2832: 18.02


Taiwan Fire & Marine Insurance Co FCF Margin % Related Terms


Taiwan Fire & Marine Insurance Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for Taiwan Fire & Marine Insurance Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taiwan Fire & Marine Insurance Co FCF Margin % Chart

Taiwan Fire & Marine Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.81 -13.30 9.83 15.47 18.02

Taiwan Fire & Marine Insurance Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.57 -12.64 60.70 -54.42 86.97

TPE:2832 vs CB, PGR, TRV: FCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, Taiwan Fire & Marine Insurance Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taiwan Fire & Marine Insurance Co FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Taiwan Fire & Marine Insurance Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Taiwan Fire & Marine Insurance Co's FCF Margin % falls into.


TPE:2832
69GF Score
Taiwan Fire & Marine Insurance Co Ltd TPE:2832
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Taiwan Fire & Marine Insurance Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Taiwan Fire & Marine Insurance Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1314.673/7296.008
=18.02 %

Taiwan Fire & Marine Insurance Co's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=1578.623/1815.139
=86.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 86.97% mean?
Taiwan Fire & Marine Insurance Co (TPE:2832) has a FCF Margin % of 86.97% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Taiwan Fire & Marine Insurance Co and its competitors. This is 660% above median its historical median of 11.45. According to the industry distribution chart, Taiwan Fire & Marine Insurance Co ranks #148 out of 501 companies in the Insurance industry, placing it in the top 29.5%.
Is Taiwan Fire & Marine Insurance Co's FCF Margin % too high?
Taiwan Fire & Marine Insurance Co's current FCF Margin % of 86.97% is 660% above median its 10-year median of 11.45. The Insurance industry median FCF Margin % is 9.60. Taiwan Fire & Marine Insurance Co's value of 86.97% is 805.9% above this industry median. Based on the distribution chart, Taiwan Fire & Marine Insurance Co ranks #148 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Taiwan Fire & Marine Insurance Co has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Taiwan Fire & Marine Insurance Co's FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Taiwan Fire & Marine Insurance Co ranks #148 out of 501 companies for FCF Margin %. This puts Taiwan Fire & Marine Insurance Co in the upper half of its industry. The industry median FCF Margin % is 9.60. Taiwan Fire & Marine Insurance Co's value of 86.97% is 805.9% above this benchmark. While the company's 10-year median is 11.45 vs. the industry median of 9.60, Taiwan Fire & Marine Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiwan Fire & Marine Insurance Co's current FCF Margin % of 86.97% is 805.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Taiwan Fire & Marine Insurance Co and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiwan Fire & Marine Insurance Co's current FCF Margin % is 86.97%, which is 660% above median its own 10-year median of 11.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Fire & Marine Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Fire & Marine Insurance Co (TPE:2832) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$41.10, compared to a current price of NT$56.60 — trading 37.7% above its estimated fair value. The current FCF Margin % is 86.97%, which is 660% above median its 10-year median of 11.45 and 805.9% above the Insurance industry median of 9.60. Taiwan Fire & Marine Insurance Co's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Taiwan Fire & Marine Insurance Co (TPE:2832), the current FCF Margin % is 86.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taiwan Fire & Marine Insurance Co (TPE:2832) Overvalued in 2026?

Based on GuruFocus' analysis, Taiwan Fire & Marine Insurance Co stock appears to be overvalued. The current stock price of NT$56.60 is trading 37.7% above its estimated GF Value™ of NT$41.10. GuruFocus considers Taiwan Fire & Marine Insurance Co to be Significantly Overvalued.

Key valuation signals for TPE:2832:

  • FCF Margin %: 86.97% (660% above median its 10-year median of 11.45)
  • GF Value™: NT$41.10 vs. price of NT$56.60 (37.7% above fair value)
  • GF Score™: 69/100 with 6 warning signs
  • Industry Position: 805.9% above the Insurance median (#148 of 501)

No single metric tells the full story. See the TPE:2832 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taiwan Fire & Marine Insurance Co Business Description

Address No. 49, Guanqian Road, 8th Floor, Zhongzheng District, Taipei, TWN, 100
Taiwan Fire & Marine Insurance Co Ltd is a non-life insurer. The products offered by the Company include aviation insurance, fire insurance, marine insurance, casualty insurance, automobile insurance, as well as the reinsurances for the abovementioned insurances.
69GF Score

Get the complete analysis for TPE:2832

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$56.60
Price
NT$41.10
GF Value