Taiwan Fire & Marine Insurance Co (TPE:2832) Dividend Payout Ratio: 3.52 (As of Dec. 2025) — 540% Above Median

What is Taiwan Fire & Marine Insurance Co Dividend Payout Ratio?

Taiwan Fire & Marine Insurance Co TPE:2832 +0.53% 69 Dividend Payout Ratio is 3.52 as of Dec. 2025, which is 540% above its 10-year median of 0.55. GuruFocus rates TPE:2832 with a GF Score™ of 69/100 and a GF Value™ of NT$41.14 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 336 Insurance companies, Taiwan Fire & Marine Insurance Co ranks worse than 94.94% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Taiwan Fire & Marine Insurance Co's Dividend Payout Ratio for the months ended in Dec. 2025 was 3.52.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Taiwan Fire & Marine Insurance Co Ltd is 1.43, which seems too high.

The historical rank and industry rank for Taiwan Fire & Marine Insurance Co's Dividend Payout Ratio or its related term are showing as below:

TPE:2832' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.37 Med: 0.55 Max: 1.83
Current: 1.43

During the past 13 years, the highest Dividend Payout Ratio of Taiwan Fire & Marine Insurance Co was 1.83. The lowest was 0.37. And the median was 0.55.

TPE:2832's Dividend Payout Ratio is ranked worse than
94.94% of 336 companies
in the Insurance industry
Industry Median: 0.38 vs TPE:2832: 1.43

As of today (2026-07-03), the Dividend Yield % of Taiwan Fire & Marine Insurance Co is 13.76%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Taiwan Fire & Marine Insurance Co was 15.30%. The lowest was 3.22%. And the median was 4.69%.

Taiwan Fire & Marine Insurance Co's Dividends per Share for the months ended in Dec. 2025 was NT$4.29.

During the past 12 months, Taiwan Fire & Marine Insurance Co's average Dividends Per Share Growth Rate was 284.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 88.20% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 28.70% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 8.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Taiwan Fire & Marine Insurance Co was 88.20% per year. The lowest was -29.30% per year. And the median was 0.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Taiwan Fire & Marine Insurance Co (TPE:2832) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Taiwan Fire & Marine Insurance Co Dividend Payout Ratio Related Terms

Taiwan Fire & Marine Insurance Co Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Taiwan Fire & Marine Insurance Co's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taiwan Fire & Marine Insurance Co Dividend Payout Ratio Chart

Taiwan Fire & Marine Insurance Co Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

Get a 7-Day Free Trial

1.07

0.41

0.37

0.58

1.83

Taiwan Fire & Marine Insurance Co Quarterly Data
	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25
Dividend Payout Ratio	Get a 7-Day Free Trial															0.00	0.00	3.23	0.00	3.52

TPE:2832 vs CB, PGR, TRV: Dividend Payout Ratio Comparison

For the Insurance - Property & Casualty subindustry, Taiwan Fire & Marine Insurance Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Taiwan Fire & Marine Insurance Co Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Taiwan Fire & Marine Insurance Co's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Taiwan Fire & Marine Insurance Co's Dividend Payout Ratio falls into.

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69GF Score

Taiwan Fire & Marine Insurance Co Ltd TPE:2832

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Taiwan Fire & Marine Insurance Co Dividend Payout Ratio Calculation

Taiwan Fire & Marine Insurance Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	7.143	/	3.9
	=	1.83

Taiwan Fire & Marine Insurance Co's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Dec. 2025 )	/	EPS without NRI (Q: Dec. 2025 )
	=	4.286	/	1.217
	=	3.52

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 3.52 mean?

Taiwan Fire & Marine Insurance Co (TPE:2832) has a Dividend Payout Ratio of 3.52 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Taiwan Fire & Marine Insurance Co and its competitors. This is 540% above median its historical median of 0.55. Over the past decade, Taiwan Fire & Marine Insurance Co's Dividend Payout Ratio has ranged from 0.37 to 1.83. According to the industry distribution chart, Taiwan Fire & Marine Insurance Co ranks #319 out of 336 companies in the Insurance industry, placing it in the top 94.9%.

Is Taiwan Fire & Marine Insurance Co's Dividend Payout Ratio too high?

Taiwan Fire & Marine Insurance Co's current Dividend Payout Ratio of 3.52 is 540% above median its 10-year median of 0.55. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 1.83. The Insurance industry median Dividend Payout Ratio is 0.38. Taiwan Fire & Marine Insurance Co's value of 3.52 is 826.3% above this industry median. Based on the distribution chart, Taiwan Fire & Marine Insurance Co ranks #319 out of 336 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Taiwan Fire & Marine Insurance Co has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Taiwan Fire & Marine Insurance Co's Dividend Payout Ratio compare to CB and PGR?

According to the Insurance industry distribution chart, Taiwan Fire & Marine Insurance Co ranks #319 out of 336 companies for Dividend Payout Ratio. This places Taiwan Fire & Marine Insurance Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Taiwan Fire & Marine Insurance Co's value of 3.52 is 826.3% above this benchmark. Historically, Taiwan Fire & Marine Insurance Co's own Dividend Payout Ratio has ranged from 0.37 to 1.83 over the past decade. While the company's 10-year median is 0.55 vs. the industry median of 0.38, Taiwan Fire & Marine Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for an Insurance company?

The median Dividend Payout Ratio among Insurance companies is 0.38, based on 336 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiwan Fire & Marine Insurance Co's current Dividend Payout Ratio of 3.52 is 826.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Taiwan Fire & Marine Insurance Co and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiwan Fire & Marine Insurance Co's current Dividend Payout Ratio is 3.52, which is 540% above median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Taiwan Fire & Marine Insurance Co stock overvalued right now?

Based on GuruFocus' analysis, Taiwan Fire & Marine Insurance Co (TPE:2832) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$41.14, compared to a current price of NT$56.90 — trading 38.3% above its estimated fair value. The current Dividend Payout Ratio is 3.52, which is 540% above median its 10-year median of 0.55 and 826.3% above the Insurance industry median of 0.38. Taiwan Fire & Marine Insurance Co's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Taiwan Fire & Marine Insurance Co (TPE:2832), the current Dividend Payout Ratio is 3.52 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taiwan Fire & Marine Insurance Co (TPE:2832) Overvalued in 2026?

Based on GuruFocus' analysis, Taiwan Fire & Marine Insurance Co stock appears to be overvalued. The current stock price of NT$56.90 is trading 38.3% above its estimated GF Value™ of NT$41.14. GuruFocus considers Taiwan Fire & Marine Insurance Co to be Significantly Overvalued.

Key valuation signals for TPE:2832:

Dividend Payout Ratio: 3.52 (540% above median its 10-year median of 0.55)
GF Value™: NT$41.14 vs. price of NT$56.90 (38.3% above fair value)
GF Score™: 69/100 with 6 warning signs
Industry Position: 826.3% above the Insurance median (#319 of 336)

No single metric tells the full story. See the TPE:2832 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Taiwan Fire & Marine Insurance Co Business Description

Industry Financial Services Insurance

Comparable Companies TPE:2852 TPE:2850 CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSX:IFC TSX:FFH TSE:8630 CINF WRB ASX:QBE MKL L MIL:UNI XKRX:000810

Address No. 49, Guanqian Road, 8th Floor, Zhongzheng District, Taipei, TWN, 100

Website https://www.tfmi.com.tw

Taiwan Fire & Marine Insurance Co Ltd is a non-life insurer. The products offered by the Company include aviation insurance, fire insurance, marine insurance, casualty insurance, automobile insurance, as well as the reinsurances for the abovementioned insurances.

69GF Score

Get the complete analysis for TPE:2832

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$56.90

Price

NT$41.14

GF Value

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