Taiwan Fire & Marine Insurance Co (TPE:2832) Liabilities-to-Assets : 0.54 (As of Dec. 2025)

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TPE:2832 Taiwan Fire & Marine Insurance Co Ltd TPE:2832
67 GF Score
Price NT$57.00
GF Value NT$41.62
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Taiwan Fire & Marine Insurance Co Liabilities-to-Assets?

Taiwan Fire & Marine Insurance Co TPE:2832 -0.35% 67 Liabilities-to-Assets is 0.54 as of Dec. 2025. GuruFocus rates TPE:2832 with a GF Score™ of 67/100 and a GF Value™ of NT$41.62 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Taiwan Fire & Marine Insurance Co's Total Liabilities for the quarter that ended in Dec. 2025 was NT$13,779 Mil. Taiwan Fire & Marine Insurance Co's Total Assets for the quarter that ended in Dec. 2025 was NT$25,620 Mil. Therefore, Taiwan Fire & Marine Insurance Co's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.54.


Taiwan Fire & Marine Insurance Co  (TPE:2832) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Taiwan Fire & Marine Insurance Co Liabilities-to-Assets Related Terms


Taiwan Fire & Marine Insurance Co Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Taiwan Fire & Marine Insurance Co's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taiwan Fire & Marine Insurance Co Liabilities-to-Assets Chart

Taiwan Fire & Marine Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.51 0.52 0.51 0.51 0.54

Taiwan Fire & Marine Insurance Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.51 0.52 0.54 0.56 0.54

TPE:2832 vs CB, PGR, TRV: Liabilities-to-Assets Comparison

For the Insurance - Property & Casualty subindustry, Taiwan Fire & Marine Insurance Co's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taiwan Fire & Marine Insurance Co Liabilities-to-Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, Taiwan Fire & Marine Insurance Co's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Taiwan Fire & Marine Insurance Co's Liabilities-to-Assets falls into.


TPE:2832
67GF Score
Taiwan Fire & Marine Insurance Co Ltd TPE:2832
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Taiwan Fire & Marine Insurance Co Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Taiwan Fire & Marine Insurance Co's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=13778.767/25619.685
=0.54

Taiwan Fire & Marine Insurance Co's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=13778.767/25619.685
=0.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.54 mean?
Taiwan Fire & Marine Insurance Co (TPE:2832) has a Liabilities-to-Assets of 0.54 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Taiwan Fire & Marine Insurance Co and its competitors.
Is Taiwan Fire & Marine Insurance Co's Liabilities-to-Assets too high?
Taiwan Fire & Marine Insurance Co's current Liabilities-to-Assets is 0.54. Overall, Taiwan Fire & Marine Insurance Co has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Taiwan Fire & Marine Insurance Co's Liabilities-to-Assets compare to CB and PGR?
Taiwan Fire & Marine Insurance Co's Liabilities-to-Assets of 0.54 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Taiwan Fire & Marine Insurance Co and its competitors. Taiwan Fire & Marine Insurance Co's current Liabilities-to-Assets is 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Fire & Marine Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Fire & Marine Insurance Co (TPE:2832) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$41.62, compared to a current price of NT$57.00 — trading 37% above its estimated fair value. The current Liabilities-to-Assets is 0.54. Taiwan Fire & Marine Insurance Co's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Taiwan Fire & Marine Insurance Co (TPE:2832), the current Liabilities-to-Assets is 0.54 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taiwan Fire & Marine Insurance Co (TPE:2832) Overvalued in 2026?

Based on GuruFocus' analysis, Taiwan Fire & Marine Insurance Co stock appears to be overvalued. The current stock price of NT$57.00 is trading 37% above its estimated GF Value™ of NT$41.62. GuruFocus considers Taiwan Fire & Marine Insurance Co to be Significantly Overvalued.

Key valuation signals for TPE:2832:

  • Liabilities-to-Assets: 0.54
  • GF Value™: NT$41.62 vs. price of NT$57.00 (37% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the TPE:2832 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taiwan Fire & Marine Insurance Co Business Description

Address No. 49, Guanqian Road, 8th Floor, Zhongzheng District, Taipei, TWN, 100
Taiwan Fire & Marine Insurance Co Ltd is a non-life insurer. The products offered by the Company include aviation insurance, fire insurance, marine insurance, casualty insurance, automobile insurance, as well as the reinsurances for the abovementioned insurances.
67GF Score

Get the complete analysis for TPE:2832

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$57.00
Price
NT$41.62
GF Value