Civil Bank (XNEP:CBL) FCF Margin %: 77.62% (As of Jan. 2023)


XNEP:CBL Civil Bank Ltd XNEP:CBL
25 GF Score
Price NPR214.00
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What is Civil Bank FCF Margin %?

Civil Bank XNEP:CBL 25 FCF Margin % is 77.62% as of Jan. 2023. GuruFocus rates XNEP:CBL with a GF Score™ of 25/100.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Civil Bank's Free Cash Flow for the three months ended in Jan. 2023 was NPR1,012 Mil. Civil Bank's Revenue for the three months ended in Jan. 2023 was NPR1,304 Mil. Therefore, Civil Bank's FCF Margin % for the quarter that ended in Jan. 2023 was 77.62%.

As of today, Civil Bank's current FCF Yield % is 0.00%.

The historical rank and industry rank for Civil Bank's FCF Margin % or its related term are showing as below:

XNEP:CBL' s FCF Margin % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 73
Current: 73

During the past 12 years, the highest FCF Margin % of Civil Bank was 73.00%. The lowest was 0.00%. And the median was 0.00%.

XNEP:CBL's FCF Margin % is not ranked
in the Banks industry.
Industry Median: 26.355 vs XNEP:CBL: 73.00

Civil Bank FCF Margin % Related Terms

Civil Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Civil Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Civil Bank FCF Margin % Chart

Civil Bank Annual Data
Trend Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -88.30 117.50 89.36 139.57 12.59

Civil Bank Quarterly Data
Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -411.37 -30.87 294.39 -35.70 77.62

XNEP:CBL vs USB, PNC: FCF Margin % Comparison

For the Banks - Regional subindustry, Civil Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Civil Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Civil Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Civil Bank's FCF Margin % falls into.


XNEP:CBL
25GF Score
Civil Bank Ltd XNEP:CBL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Civil Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Civil Bank's FCF Margin for the fiscal year that ended in Jul. 2022 is calculated as

FCF Margin=Free Cash Flow (A: Jul. 2022 )/Revenue (A: Jul. 2022 )
=563.291/4474.751
=12.59 %

Civil Bank's FCF Margin for the quarter that ended in Jan. 2023 is calculated as

FCF Margin=Free Cash Flow (Q: Jan. 2023 )/Revenue (Q: Jan. 2023 )
=1012.194/1303.978
=77.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 77.62% mean?
Civil Bank (XNEP:CBL) has a FCF Margin % of 77.62% as of Jan. 2023. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Civil Bank and its competitors.
Is Civil Bank's FCF Margin % too high?
Civil Bank's current FCF Margin % is 77.62%. The Banks industry median FCF Margin % is 26.36. Civil Bank's value of 77.62% is 194.5% above this industry median. Overall, Civil Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Civil Bank's FCF Margin % compare to USB and PNC?
Civil Bank's FCF Margin % of 77.62% can be compared against companies in the Banks industry. The industry median FCF Margin % is 26.36. Civil Bank's value of 77.62% is 194.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Civil Bank's current FCF Margin % of 77.62% is 194.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Civil Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Civil Bank's current FCF Margin % is 77.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Civil Bank stock overvalued right now?
Civil Bank (XNEP:CBL) has a current FCF Margin % of 77.62%. The current FCF Margin % is 77.62% and 194.5% above the Banks industry median of 26.36. Civil Bank's overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Civil Bank (XNEP:CBL), the current FCF Margin % is 77.62% as of Jan. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Civil Bank Business Description

Address Civil Trade Center, Sundhara, P.O. Box 9799, Kathmandu, NPL
Civil Bank Ltd is a commercial bank in Nepal. Its business comprises, accepting deposits, granting credit facilities, retail banking, corporate banking, consumer banking, dealing in Government Securities, credit card operations, agency services, trade finance services, investment and treasury operations, card services, e-banking products, remittances, foreign currency operations, and other financial services to its customers through its branches and extension counters and ATMs networks.
25GF Score

Get the complete analysis for XNEP:CBL

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR214.00
Price