This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Civil Bank's Revenue per Share for the trailing twelve months (TTM) ended in Jan. 2023 was NPR67.019. Civil Bank's 10-Year median PS Ratio is 0. Therefore, the Median PS Value for today is NPR0.00.
As of today (2026-07-05), Civil Bank's share price is NPR214.00. Civil Bank's Median PS Value is NPR0.00. Therefore, Civil Bank's Price to Median PS Value for today is 0.00.
The historical rank and industry rank for Civil Bank's Median PS Value or its related term are showing as below:
XNEP:CBL's Price-to-Median-PS-Value is not ranked *
in the Banks industry.
Industry Median: 1.11 * Ranked among companies with meaningful Price-to-Median-PS-Value only.
Civil Bank (XNEP:CBL) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Civil Bank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
214.00
/
0.00
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Civil Bank Median PS Value Related Terms
Civil Bank Median PS Value Historical Data
* Premium members only.
The historical data trend for Civil Bank's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Civil Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Civil Bank Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Civil Bank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Civil Bank's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.
Civil Bank's Revenue per Share for the trailing twelve months (TTM) ended in Jan. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR67.019.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Civil Bank (XNEP:CBL) has a Median PS Value of NPR0.00 as of Jul. 05, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Civil Bank and its competitors.
Is Civil Bank's Median PS Value too high?
Civil Bank's current Median PS Value is NPR0.00. Overall, Civil Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Civil Bank's Median PS Value compare to USB and PNC?
Civil Bank's Median PS Value of NPR0.00 can be compared against companies in the Banks industry. The industry median Median PS Value is 1.11. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Civil Bank and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Civil Bank's current Median PS Value is NPR0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Civil Bank stock overvalued right now?
Civil Bank (XNEP:CBL) has a current Median PS Value of NPR0.00. The current Median PS Value is NPR0.00. Civil Bank's overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Civil Bank (XNEP:CBL), the current Median PS Value is NPR0.00 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Civil Bank Ltd is a commercial bank in Nepal. Its business comprises, accepting deposits, granting credit facilities, retail banking, corporate banking, consumer banking, dealing in Government Securities, credit card operations, agency services, trade finance services, investment and treasury operations, card services, e-banking products, remittances, foreign currency operations, and other financial services to its customers through its branches and extension counters and ATMs networks.
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