Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Civil Bank's Pre-Tax Income for the
three
months ended in Jan. 2023 was NPR328 Mil. Civil Bank's Revenue for the
three
months ended in Jan. 2023 was NPR1,304 Mil. Therefore, Civil Bank's pretax margin for the quarter that ended in Jan. 2023 was 25.17%.
The historical rank and industry rank for Civil Bank's Pretax Margin % or its related term are showing as below:
XNEP:CBL's Pretax Margin % is not ranked *
in the Banks industry.
Industry Median: 34.655 * Ranked among companies with meaningful Pretax Margin % only.
Civil Bank (XNEP:CBL) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Civil Bank Pretax Margin % Related Terms
Civil Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Civil Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Civil Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Civil Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Civil Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Civil Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Civil Bank (XNEP:CBL) has a Pretax Margin % of 25.17% as of Jan. 2023. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Civil Bank and its competitors.
Is Civil Bank's Pretax Margin % too high?
Civil Bank's current Pretax Margin % is 25.17%. The Banks industry median Pretax Margin % is 34.66. Civil Bank's value of 25.17% is 27.4% below this industry median. Overall, Civil Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Civil Bank's Pretax Margin % compare to USB and PNC?
Civil Bank's Pretax Margin % of 25.17% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 34.66. Civil Bank's value of 25.17% is 27.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Civil Bank's current Pretax Margin % of 25.17% is 27.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Civil Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Civil Bank's current Pretax Margin % is 25.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Civil Bank stock overvalued right now?
Civil Bank (XNEP:CBL) has a current Pretax Margin % of 25.17%. The current Pretax Margin % is 25.17% and 27.4% below the Banks industry median of 34.66. Civil Bank's overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Civil Bank (XNEP:CBL), the current Pretax Margin % is 25.17% as of Jan. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Civil Bank Ltd is a commercial bank in Nepal. Its business comprises, accepting deposits, granting credit facilities, retail banking, corporate banking, consumer banking, dealing in Government Securities, credit card operations, agency services, trade finance services, investment and treasury operations, card services, e-banking products, remittances, foreign currency operations, and other financial services to its customers through its branches and extension counters and ATMs networks.
25GF Score
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