Civil Bank (XNEP:CBL) Interest Expense: NPR-8,958 Mil (TTM As of Jan. 2023)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:CBL Civil Bank Ltd XNEP:CBL
25 GF Score
Price NPR214.00
View Full Analysis

What is Civil Bank Interest Expense?

Civil Bank XNEP:CBL 25 Interest Expense is NPR-8,958 Mil as of Jan. 2023. GuruFocus rates XNEP:CBL with a GF Score™ of 25/100.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Civil Bank's interest expense for the three months ended in Jan. 2023 was NPR -2,391 Mil. Its interest expense for the trailing twelve months (TTM) ended in Jan. 2023 was NPR-8,958 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Civil Bank's Operating Income for the three months ended in Jan. 2023 was NPR Mil. Civil Bank's Interest Expense for the three months ended in Jan. 2023 was NPR Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Civil Bank Interest Expense Historical Data

* Premium members only.

The historical data trend for Civil Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Civil Bank Interest Expense Chart

Civil Bank Annual Data
Trend Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3,061.93 -3,569.03 -4,021.16 -4,933.79 -7,431.29

Civil Bank Quarterly Data
Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,640.22 -1,977.10 -2,264.87 -2,324.95 -2,390.77
XNEP:CBL
25GF Score
Civil Bank Ltd XNEP:CBL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Civil Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Jan. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR-8,958 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of NPR-8,958 Mil mean?
Civil Bank (XNEP:CBL) has a Interest Expense of NPR-8,958 Mil as of Jan. 2023. Interest Expense is the amount a company pays on its long-term debt. View historical data on Civil Bank and its competitors.
Is Civil Bank's Interest Expense too high?
Civil Bank's current Interest Expense is NPR-8,958 Mil. Overall, Civil Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Civil Bank's Interest Expense compare to USB and PNC?
Civil Bank's Interest Expense of NPR-8,958 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Civil Bank and its competitors. Civil Bank's current Interest Expense is NPR-8,958 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Civil Bank stock overvalued right now?
Civil Bank (XNEP:CBL) has a current Interest Expense of NPR-8,958 Mil. The current Interest Expense is NPR-8,958 Mil. Civil Bank's overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Civil Bank (XNEP:CBL), the current Interest Expense is NPR-8,958 Mil as of Jan. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Civil Bank Business Description

Address Civil Trade Center, Sundhara, P.O. Box 9799, Kathmandu, NPL
Civil Bank Ltd is a commercial bank in Nepal. Its business comprises, accepting deposits, granting credit facilities, retail banking, corporate banking, consumer banking, dealing in Government Securities, credit card operations, agency services, trade finance services, investment and treasury operations, card services, e-banking products, remittances, foreign currency operations, and other financial services to its customers through its branches and extension counters and ATMs networks.
25GF Score

Get the complete analysis for XNEP:CBL

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR214.00
Price