Civil Bank (XNEP:CBL) Scaled Net Operating Assets: 0.06 (As of Jan. 2023)

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XNEP:CBL Civil Bank Ltd XNEP:CBL
25 GF Score
Price NPR214.00
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What is Civil Bank Scaled Net Operating Assets?

Civil Bank XNEP:CBL 25 Scaled Net Operating Assets is 0.06 as of Jan. 2023. GuruFocus rates XNEP:CBL with a GF Score™ of 25/100.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Civil Bank's operating assets for the quarter that ended in Jan. 2023 was NPR113,703 Mil. Civil Bank's operating liabilities for the quarter that ended in Jan. 2023 was NPR106,008 Mil. Civil Bank's Total Assets for the quarter that ended in Oct. 2022 was NPR121,907 Mil. Therefore, Civil Bank's scaled net operating assets (SNOA) for the quarter that ended in Jan. 2023 was 0.06.

XNEP:CBL
25GF Score
Civil Bank Ltd XNEP:CBL
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Civil Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Civil Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jul. 2022 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jul. 2022 )
=(Operating Assets (A: Jul. 2022 )-Operating Liabilities (A: Jul. 2022 ))/Total Assets (A: Jul. 2021 )
=(110782.968-104197.557)/112519.305
=0.06

where

Operating Assets(A: Jul. 2022 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=121528.428 - 10745.46
=110782.968

Operating Liabilities(A: Jul. 2022 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=109372.942 - 5175.385 - 0
=104197.557

Civil Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jan. 2023 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jan. 2023 )
=(Operating Assets (Q: Jan. 2023 )-Operating Liabilities (Q: Jan. 2023 ))/Total Assets (Q: Oct. 2022 )
=(113702.857-106007.518)/121907.034
=0.06

where

Operating Assets(Q: Jan. 2023 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=123894.883 - 10192.026
=113702.857

Operating Liabilities(Q: Jan. 2023 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=111057.651 - 5050.133 - 0
=106007.518

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.06 mean?
Civil Bank (XNEP:CBL) has a Scaled Net Operating Assets of 0.06 as of Jan. 2023. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Civil Bank and its competitors.
Is Civil Bank's Scaled Net Operating Assets too high?
Civil Bank's current Scaled Net Operating Assets is 0.06. Overall, Civil Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Civil Bank's Scaled Net Operating Assets compare to USB and PNC?
Civil Bank's Scaled Net Operating Assets of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Civil Bank and its competitors. Civil Bank's current Scaled Net Operating Assets is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Civil Bank stock overvalued right now?
Civil Bank (XNEP:CBL) has a current Scaled Net Operating Assets of 0.06. The current Scaled Net Operating Assets is 0.06. Civil Bank's overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Civil Bank (XNEP:CBL), the current Scaled Net Operating Assets is 0.06 as of Jan. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Civil Bank Business Description

Address Civil Trade Center, Sundhara, P.O. Box 9799, Kathmandu, NPL
Civil Bank Ltd is a commercial bank in Nepal. Its business comprises, accepting deposits, granting credit facilities, retail banking, corporate banking, consumer banking, dealing in Government Securities, credit card operations, agency services, trade finance services, investment and treasury operations, card services, e-banking products, remittances, foreign currency operations, and other financial services to its customers through its branches and extension counters and ATMs networks.
25GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR214.00
Price