BLHK (BlueHarbor Bank) FCF Yield %: 10.38 (As of Jun. 30, 2026)


BLHK BlueHarbor Bank BLHK
59 GF Score
Price $42.25
GF Value $31.22
Valuation Significantly Overvalued
! 3 Warning Signs
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What is BlueHarbor Bank FCF Yield %?

BlueHarbor Bank BLHK 59 FCF Yield % is 10.38 as of Jun. 30, 2026. GuruFocus rates BLHK with a GF Score™ of 59/100 and a GF Value™ of $31.22 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,507 Banks companies, BlueHarbor Bank ranks better than 59.92% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, BlueHarbor Bank's Trailing 12-Month Free Cash Flow is $12.97 Mil, and Market Cap is $125.03 Mil. Therefore, BlueHarbor Bank's FCF Yield % for today is 10.38%.

The historical rank and industry rank for BlueHarbor Bank's FCF Yield % or its related term are showing as below:

BLHK' s FCF Yield % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 10.38
Current: 10.38


During the past 9 years, the highest FCF Yield % of BlueHarbor Bank was 10.38%. The lowest was 0.00%. And the median was 0.00%.

BLHK's FCF Yield % is ranked better than
59.92% of 1507 companies
in the Banks industry
Industry Median: 8.18 vs BLHK: 10.38

BlueHarbor Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


BlueHarbor Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


BlueHarbor Bank FCF Yield % Related Terms


BlueHarbor Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for BlueHarbor Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BlueHarbor Bank FCF Yield % Chart

BlueHarbor Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only 15.35 12.89 9.02 17.85 14.05

BlueHarbor Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BLHK vs HYNE, BNCC, PPBN: FCF Yield % Comparison

For the Banks - Regional subindustry, BlueHarbor Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BlueHarbor Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, BlueHarbor Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where BlueHarbor Bank's FCF Yield % falls into.


BLHK
59GF Score
BlueHarbor Bank BLHK
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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BlueHarbor Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

BlueHarbor Bank's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=12.974 / 92.3208
=14.05%

BlueHarbor Bank's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 118.36
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 10.38 mean?
BlueHarbor Bank (BLHK) has a FCF Yield % of 10.38 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on BlueHarbor Bank and its competitors. According to the industry distribution chart, BlueHarbor Bank ranks #604 out of 1507 companies in the Banks industry, placing it in the top 40.1%.
Is BlueHarbor Bank's FCF Yield % too high?
BlueHarbor Bank's current FCF Yield % is 10.38. The Banks industry median FCF Yield % is 8.18. BlueHarbor Bank's value of 10.38 is 26.9% above this industry median. Based on the distribution chart, BlueHarbor Bank ranks #604 out of 1507 companies in the Banks industry, which is above the industry midpoint. Overall, BlueHarbor Bank has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BlueHarbor Bank's FCF Yield % compare to HYNE and BNCC?
According to the Banks industry distribution chart, BlueHarbor Bank ranks #604 out of 1507 companies for FCF Yield %. This puts BlueHarbor Bank in the upper half of its industry. The industry median FCF Yield % is 8.18. BlueHarbor Bank's value of 10.38 is 26.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.18, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BlueHarbor Bank's current FCF Yield % of 10.38 is 26.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on BlueHarbor Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BlueHarbor Bank's current FCF Yield % is 10.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BlueHarbor Bank stock overvalued right now?
Based on GuruFocus' analysis, BlueHarbor Bank (BLHK) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.22, compared to a current price of $42.25 — trading 35.3% above its estimated fair value. The current FCF Yield % is 10.38 and 26.9% above the Banks industry median of 8.18. BlueHarbor Bank's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For BlueHarbor Bank (BLHK), the current FCF Yield % is 10.38 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BlueHarbor Bank (BLHK) Overvalued in 2026?

Based on GuruFocus' analysis, BlueHarbor Bank stock appears to be overvalued. The current stock price of $42.25 is trading 35.3% above its estimated GF Value™ of $31.22. GuruFocus considers BlueHarbor Bank to be Significantly Overvalued.

Key valuation signals for BLHK:

  • FCF Yield %: 10.38
  • GF Value™: $31.22 vs. price of $42.25 (35.3% above fair value)
  • GF Score™: 59/100 with 3 warning signs
  • Industry Position: 26.9% above the Banks median (#604 of 1507)

No single metric tells the full story. See the BLHK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BlueHarbor Bank Business Description

Address 106 Corporate Park Drive, Mooresville, NC, USA, 28117
BlueHarbor Bank provides personal and commercial banking products and online banking services, and also e-blue online banking. It provides various banking products and services. It accepts personal and business checking, savings, and investment accounts and offers personal loans and business loans. The company also provides credit cards, remote deposit capture, and merchant services. The Bank currently serves Iredell and Surry Counties, North Carolina, and surrounding areas through its banking offices in Mooresville, Statesville, and Mount Airy, North Carolina.
59GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.25
Price
$31.22
GF Value