The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. BlueHarbor Bank's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.00.
The historical rank and industry rank for BlueHarbor Bank's Dividend Payout Ratio or its related term are showing as below:
During the past 9 years, the highest Dividend Payout Ratio of BlueHarbor Bank was 0.06. The lowest was 0.06. And the median was 0.06.
BLHK's Dividend Payout Ratio is not ranked *
in the Banks industry.
Industry Median: 0.32 * Ranked among companies with meaningful Dividend Payout Ratio only.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
BlueHarbor Bank (OTCPK:BLHK) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
BlueHarbor Bank Dividend Payout Ratio Related Terms
BlueHarbor Bank Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for BlueHarbor Bank's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BLHK vs HYNE, BNCC, PPBN: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, BlueHarbor Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BlueHarbor Bank Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, BlueHarbor Bank's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where BlueHarbor Bank's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
BlueHarbor Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BlueHarbor Bank (BLHK) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on BlueHarbor Bank and its competitors. Over the past decade, BlueHarbor Bank's Dividend Payout Ratio has ranged from 0.06 to 0.06. According to the industry distribution chart, BlueHarbor Bank ranks #999999 out of 1175 companies in the Banks industry.
Is BlueHarbor Bank's Dividend Payout Ratio too high?
BlueHarbor Bank's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.06. Based on the distribution chart, BlueHarbor Bank ranks #999999 out of 1175 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BlueHarbor Bank has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BlueHarbor Bank's Dividend Payout Ratio compare to HYNE and BNCC?
According to the Banks industry distribution chart, BlueHarbor Bank ranks #999999 out of 1175 companies for Dividend Payout Ratio. This places BlueHarbor Bank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, BlueHarbor Bank's own Dividend Payout Ratio has ranged from 0.06 to 0.06 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on BlueHarbor Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BlueHarbor Bank's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BlueHarbor Bank stock overvalued right now?
Based on GuruFocus' analysis, BlueHarbor Bank (BLHK) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.33, compared to a current price of $44.20 — trading 41.1% above its estimated fair value. The current Dividend Payout Ratio is 0.00. BlueHarbor Bank's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For BlueHarbor Bank (BLHK), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BlueHarbor Bank (BLHK) Overvalued in 2026?
Based on GuruFocus' analysis, BlueHarbor Bank stock appears to be overvalued.
The current stock price of $44.20 is trading 41.1% above its estimated GF Value™ of $31.33.
GuruFocus considers BlueHarbor Bank to be Significantly Overvalued.
Key valuation signals for BLHK:
Dividend Payout Ratio: 0.00
GF Value™: $31.33 vs. price of $44.20 (41.1% above fair value)
No single metric tells the full story. See the BLHK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BlueHarbor Bank provides personal and commercial banking products and online banking services, and also e-blue online banking. It provides various banking products and services. It accepts personal and business checking, savings, and investment accounts and offers personal loans and business loans. The company also provides credit cards, remote deposit capture, and merchant services. The Bank currently serves Iredell and Surry Counties, North Carolina, and surrounding areas through its banking offices in Mooresville, Statesville, and Mount Airy, North Carolina.
59GF Score
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