BLHK (BlueHarbor Bank) LT-Debt-to-Total-Asset: 0.00 (As of Mar. 2026)

What is BlueHarbor Bank LT-Debt-to-Total-Asset?

BlueHarbor Bank BLHK -1.93% 59 LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus rates BLHK with a GF Score™ of 59/100 and a GF Value™ of $31.38 (Significantly Overvalued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. BlueHarbor Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.00.

BlueHarbor Bank's long-term debt to total assets ratio stayed the same from Mar. 2025 (0.00) to Mar. 2026 (0.00).

BlueHarbor Bank (OTCPK:BLHK) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

BlueHarbor Bank LT-Debt-to-Total-Asset Related Terms

BlueHarbor Bank LT-Debt-to-Total-Asset Historical Data

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The historical data trend for BlueHarbor Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BlueHarbor Bank LT-Debt-to-Total-Asset Chart

BlueHarbor Bank Annual Data

Trend

Dec17

Dec18

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Dec20

Dec21

Dec22

Dec23

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Dec25

LT-Debt-to-Total-Asset

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0.00

0.01

0.00

BlueHarbor Bank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.00	0.00	0.00	0.00	0.00

59GF Score

BlueHarbor Bank BLHK

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BlueHarbor Bank LT-Debt-to-Total-Asset Calculation

BlueHarbor Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	0	/	606.806
	=	0.00

BlueHarbor Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	0	/	623.33
	=	0.00

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.00 mean?

BlueHarbor Bank (BLHK) has a LT-Debt-to-Total-Asset of 0.00 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on BlueHarbor Bank and its competitors.

Is BlueHarbor Bank's LT-Debt-to-Total-Asset too high?

BlueHarbor Bank's current LT-Debt-to-Total-Asset is 0.00. Overall, BlueHarbor Bank has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does BlueHarbor Bank's LT-Debt-to-Total-Asset compare to HYNE and BNCC?

BlueHarbor Bank's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on BlueHarbor Bank and its competitors. BlueHarbor Bank's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is BlueHarbor Bank stock overvalued right now?

Based on GuruFocus' analysis, BlueHarbor Bank (BLHK) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.38, compared to a current price of $43.10 — trading 37.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. BlueHarbor Bank's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For BlueHarbor Bank (BLHK), the current LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BlueHarbor Bank (BLHK) Overvalued in 2026?

Based on GuruFocus' analysis, BlueHarbor Bank stock appears to be overvalued. The current stock price of $43.10 is trading 37.3% above its estimated GF Value™ of $31.38. GuruFocus considers BlueHarbor Bank to be Significantly Overvalued.

Key valuation signals for BLHK:

LT-Debt-to-Total-Asset: 0.00
GF Value™: $31.38 vs. price of $43.10 (37.3% above fair value)
GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the BLHK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BlueHarbor Bank Business Description

Industry Financial Services Banks

Comparable Companies HYNE BNCC PPBN CCNB CHBH FCPB CTUY BBNA FFDF PBCO SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 106 Corporate Park Drive, Mooresville, NC, USA, 28117

Website https://www.blueharborbank.com

BlueHarbor Bank provides personal and commercial banking products and online banking services, and also e-blue online banking. It provides various banking products and services. It accepts personal and business checking, savings, and investment accounts and offers personal loans and business loans. The company also provides credit cards, remote deposit capture, and merchant services. The Bank currently serves Iredell and Surry Counties, North Carolina, and surrounding areas through its banking offices in Mooresville, Statesville, and Mount Airy, North Carolina.

59GF Score

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$43.10

Price

$31.38

GF Value

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