BlueHarbor BankBLHK 59 OCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates BLHK with a GF Score™ of 59/100 and a GF Value™ of $31.22 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,501 Banks companies, BlueHarbor Bank ranks better than 73.75% on this metric.
The historical rank and industry rank for BlueHarbor Bank's OCF Margin % or its related term are showing as below:
BLHK'
s OCF Margin % Range Over the Past 10 Years
Min: 29.97 Med: 33.88 Max: 61.21
Current: 50.92
During the past 9 years, the highest OCF Margin % of BlueHarbor Bank was 61.21%. The lowest was 29.97%. And the median was 33.88%.
BLHK's OCF Margin % is ranked better than 73.75% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs BLHK: 50.92
BlueHarbor Bank OCF Margin % Related Terms
BlueHarbor Bank OCF Margin % Historical Data
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The historical data trend for BlueHarbor Bank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BlueHarbor Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BlueHarbor Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BlueHarbor Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where BlueHarbor Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BlueHarbor Bank (BLHK) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BlueHarbor Bank and its competitors. Over the past decade, BlueHarbor Bank's OCF Margin % has ranged from 29.97 to 61.21. According to the industry distribution chart, BlueHarbor Bank ranks #394 out of 1501 companies in the Banks industry, placing it in the top 26.2%.
Is BlueHarbor Bank's OCF Margin % too high?
BlueHarbor Bank's current OCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 29.97 to a high of 61.21. Based on the distribution chart, BlueHarbor Bank ranks #394 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, BlueHarbor Bank has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BlueHarbor Bank's OCF Margin % compare to CMRB and FFDF?
According to the Banks industry distribution chart, BlueHarbor Bank ranks #394 out of 1501 companies for OCF Margin %. This puts BlueHarbor Bank in the upper half of its industry. The industry median OCF Margin % is 29.44. Historically, BlueHarbor Bank's own OCF Margin % has ranged from 29.97 to 61.21 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BlueHarbor Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BlueHarbor Bank's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BlueHarbor Bank stock overvalued right now?
Based on GuruFocus' analysis, BlueHarbor Bank (BLHK) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.22, compared to a current price of $42.25 — trading 35.3% above its estimated fair value. The current OCF Margin % is 0.00%. BlueHarbor Bank's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For BlueHarbor Bank (BLHK), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BlueHarbor Bank (BLHK) Overvalued in 2026?
Based on GuruFocus' analysis, BlueHarbor Bank stock appears to be overvalued.
The current stock price of $42.25 is trading 35.3% above its estimated GF Value™ of $31.22.
GuruFocus considers BlueHarbor Bank to be Significantly Overvalued.
Key valuation signals for BLHK:
OCF Margin %: 0.00%
GF Value™: $31.22 vs. price of $42.25 (35.3% above fair value)
No single metric tells the full story. See the BLHK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BlueHarbor Bank provides personal and commercial banking products and online banking services, and also e-blue online banking. It provides various banking products and services. It accepts personal and business checking, savings, and investment accounts and offers personal loans and business loans. The company also provides credit cards, remote deposit capture, and merchant services. The Bank currently serves Iredell and Surry Counties, North Carolina, and surrounding areas through its banking offices in Mooresville, Statesville, and Mount Airy, North Carolina.
59GF Score
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