BLHK (BlueHarbor Bank) Tariff Resilience Score: 9/10 (As of Jul. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BLHK BlueHarbor Bank BLHK
59 GF Score
Price $43.00
GF Value $31.44
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is BlueHarbor Bank Tariff Resilience Score?

BlueHarbor Bank BLHK 59 Tariff Resilience Score is 9 as of Jul. 17, 2026. GuruFocus rates BLHK with a GF Score™ of 59/100 and a GF Value™ of $31.44 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,606 Banks companies, BlueHarbor Bank ranks better than 99.25% on this metric.

BlueHarbor Bank has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

BlueHarbor Bank has BlueHarbor Bank operates primarily within the U.S. financial sector, with no significant international supply chain dependencies. Its business model is largely insulated from tariff impacts, making it highly resilient.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes BlueHarbor Bank might have Highly Resilient.


BlueHarbor Bank  (OTCPK:BLHK) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

BlueHarbor Bank Tariff Resilience Score Related Terms


BLHK vs HYNE, BNCC, PPBN: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, BlueHarbor Bank's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BlueHarbor Bank Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, BlueHarbor Bank's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where BlueHarbor Bank's Tariff Resilience Score falls into.


BLHK
59GF Score
BlueHarbor Bank BLHK
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Tariff Resilience Score of 9 mean?
BlueHarbor Bank (BLHK) has a Tariff Resilience Score of 9 as of Jul. 17, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, BlueHarbor Bank ranks #12 out of 1606 companies in the Banks industry, placing it in the top 0.7%.
Is BlueHarbor Bank's Tariff Resilience Score too high?
BlueHarbor Bank's current Tariff Resilience Score is 9. Based on the distribution chart, BlueHarbor Bank ranks #12 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BlueHarbor Bank has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BlueHarbor Bank's Tariff Resilience Score compare to HYNE and BNCC?
According to the Banks industry distribution chart, BlueHarbor Bank ranks #12 out of 1606 companies for Tariff Resilience Score. This places BlueHarbor Bank in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. BlueHarbor Bank's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BlueHarbor Bank stock overvalued right now?
Based on GuruFocus' analysis, BlueHarbor Bank (BLHK) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.44, compared to a current price of $43.00 — trading 36.8% above its estimated fair value. The current Tariff Resilience Score is 9. BlueHarbor Bank's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For BlueHarbor Bank (BLHK), the current Tariff Resilience Score is 9 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BlueHarbor Bank (BLHK) Overvalued in 2026?

Based on GuruFocus' analysis, BlueHarbor Bank stock appears to be overvalued. The current stock price of $43.00 is trading 36.8% above its estimated GF Value™ of $31.44. GuruFocus considers BlueHarbor Bank to be Significantly Overvalued.

Key valuation signals for BLHK:

  • Tariff Resilience Score: 9
  • GF Value™: $31.44 vs. price of $43.00 (36.8% above fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the BLHK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BlueHarbor Bank Business Description

Address 106 Corporate Park Drive, Mooresville, NC, USA, 28117
BlueHarbor Bank provides personal and commercial banking products and online banking services, and also e-blue online banking. It provides various banking products and services. It accepts personal and business checking, savings, and investment accounts and offers personal loans and business loans. The company also provides credit cards, remote deposit capture, and merchant services. The Bank currently serves Iredell and Surry Counties, North Carolina, and surrounding areas through its banking offices in Mooresville, Statesville, and Mount Airy, North Carolina.
59GF Score

Get the complete analysis for BLHK

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.00
Price
$31.44
GF Value