Ageas/ NV (CHIX:AGSB) FCF Yield %: 17.65 (As of Jul. 02, 2026) — 410% Above Median


CHIX:AGSB Ageas SA/ NV CHIX:AGSB
74 GF Score
Price €68.18
GF Value €56.33
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Ageas/ NV FCF Yield %?

Ageas/ NV CHIX:AGSB 74 FCF Yield % is 17.65 as of Jul. 02, 2026, which is 410% above its 10-year median of 3.46. GuruFocus rates CHIX:AGSB with a GF Score™ of 74/100 and a GF Value™ of €56.33 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 508 Insurance companies, Ageas/ NV ranks better than 77.76% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Ageas/ NV's Trailing 12-Month Free Cash Flow is €2,576 Mil, and Market Cap is €14,594 Mil. Therefore, Ageas/ NV's FCF Yield % for today is 17.65%.

The historical rank and industry rank for Ageas/ NV's FCF Yield % or its related term are showing as below:

CHIX:AGSb' s FCF Yield % Range Over the Past 10 Years
Min: -22.45   Med: 3.46   Max: 23.7
Current: 17.65


During the past 13 years, the highest FCF Yield % of Ageas/ NV was 23.70%. The lowest was -22.45%. And the median was 3.46%.

CHIX:AGSb's FCF Yield % is ranked better than
77.76% of 508 companies
in the Insurance industry
Industry Median: 7.08 vs CHIX:AGSb: 17.65

Ageas/ NV's FCF Margin % for the quarter that ended in Dec. 2025 was 34.08%.


Ageas/ NV FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Ageas/ NV FCF Yield % Related Terms


Ageas/ NV FCF Yield % Historical Data

* Premium members only.

The historical data trend for Ageas/ NV's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ageas/ NV FCF Yield % Chart

Ageas/ NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -14.39 11.39 -1.61 7.31 22.88

Ageas/ NV Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.92 7.23 7.99 19.92 26.38

CHIX:AGSB vs BRK.A, AIG, HIG: FCF Yield % Comparison

For the Insurance - Diversified subindustry, Ageas/ NV's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ageas/ NV FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Ageas/ NV's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Ageas/ NV's FCF Yield % falls into.


CHIX:AGSB
74GF Score
Ageas SA/ NV CHIX:AGSB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ageas/ NV FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Ageas/ NV's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=2576 / 11257.661175
=22.88%

Ageas/ NV's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=1485 * 2 / 11257.661175
=26.38%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 17.65 mean?
Ageas/ NV (CHIX:AGSB) has a FCF Yield % of 17.65 as of Jul. 02, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ageas/ NV and its competitors. This is 410% above median its historical median of 3.46. According to the industry distribution chart, Ageas/ NV ranks #113 out of 508 companies in the Insurance industry, placing it in the top 22.2%.
Is Ageas/ NV's FCF Yield % too high?
Ageas/ NV's current FCF Yield % of 17.65 is 410% above median its 10-year median of 3.46. The Insurance industry median FCF Yield % is 7.08. Ageas/ NV's value of 17.65 is 149.3% above this industry median. Based on the distribution chart, Ageas/ NV ranks #113 out of 508 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Ageas/ NV has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ageas/ NV's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Ageas/ NV ranks #113 out of 508 companies for FCF Yield %. This places Ageas/ NV in the top 22% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.08. Ageas/ NV's value of 17.65 is 149.3% above this benchmark. While the company's 10-year median is 3.46 vs. the industry median of 7.08, Ageas/ NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.08, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ageas/ NV's current FCF Yield % of 17.65 is 149.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ageas/ NV and its competitors. For the Insurance industry, the median FCF Yield % is 7.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ageas/ NV's current FCF Yield % is 17.65, which is 410% above median its own 10-year median of 3.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ageas/ NV stock overvalued right now?
Based on GuruFocus' analysis, Ageas/ NV (CHIX:AGSB) is currently considered Modestly Overvalued. The stock's GF Value™ is €56.33, compared to a current price of €68.18 — trading 21% above its estimated fair value. The current FCF Yield % is 17.65, which is 410% above median its 10-year median of 3.46 and 149.3% above the Insurance industry median of 7.08. Ageas/ NV's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Ageas/ NV (CHIX:AGSB), the current FCF Yield % is 17.65 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ageas/ NV (CHIX:AGSB) Overvalued in 2026?

Based on GuruFocus' analysis, Ageas/ NV stock appears to be overvalued. The current stock price of €68.18 is trading 21% above its estimated GF Value™ of €56.33. GuruFocus considers Ageas/ NV to be Modestly Overvalued.

Key valuation signals for CHIX:AGSB:

  • FCF Yield %: 17.65 (410% above median its 10-year median of 3.46)
  • GF Value™: €56.33 vs. price of €68.18 (21% above fair value)
  • GF Score™: 74/100 with 8 warning signs
  • Industry Position: 149.3% above the Insurance median (#113 of 508)

No single metric tells the full story. See the CHIX:AGSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ageas/ NV Business Description

Address Avenue Du Boulevard 21, Manhattan Center, Saint-Josse-ten-Noode, Brussels, BEL, 1210
Ageas was spun out of Fortis during the financial crisis after a consortium including Banco Santander and Royal Bank of Scotland launched a failed bid for ABN Amro. The takeover was badly timed and overly ambitious, and to fund it Fortis started selling noncore divisions while writing down collateralized debt. As Fortis' capital began to decline, the company initiated a rights issue, and suspended the dividend. As Fortis' share price began to decline and financial market conditions continued to deteriorate, with a series of leadership changes, customers began to withdraw deposits. Fortis was approached by the government and sold its domestic banking operations to the Belgian government. It also spun off its asset management and insurance units which later became Ageas.
74GF Score

Get the complete analysis for CHIX:AGSB

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€68.18
Price
€56.33
GF Value