Ageas/ NV (CHIX:AGSB) Long-Term Debt: €6,278 Mil (As of Dec. 2025)

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CHIX:AGSB Ageas SA/ NV CHIX:AGSB
69 GF Score
Price €68.18
GF Value €57.03
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Ageas/ NV Long-Term Debt?

Ageas/ NV CHIX:AGSB 69 Long-Term Debt is €6,278 Mil as of Dec. 2025. GuruFocus rates CHIX:AGSB with a GF Score™ of 69/100 and a GF Value™ of €57.03 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Ageas/ NV's Long-Term Debt for the quarter that ended in Dec. 2025 was €6,278 Mil.

Ageas/ NV's quarterly Long-Term Debt increased from Dec. 2024 (€4,028 Mil) to Jun. 2025 (€4,539 Mil) and increased from Jun. 2025 (€4,539 Mil) to Dec. 2025 (€6,278 Mil).

Ageas/ NV's annual Long-Term Debt increased from Dec. 2023 (€3,929 Mil) to Dec. 2024 (€4,028 Mil) and increased from Dec. 2024 (€4,028 Mil) to Dec. 2025 (€6,278 Mil).

Ageas/ NV  (CHIX:AGSb) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Ageas/ NV Long-Term Debt Related Terms

Ageas/ NV Long-Term Debt Historical Data

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The historical data trend for Ageas/ NV's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ageas/ NV Long-Term Debt Chart

Ageas/ NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,172.00 3,813.00 3,929.00 4,028.00 6,278.00

Ageas/ NV Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,929.00 3,981.00 4,028.00 4,539.00 6,278.00
CHIX:AGSB
69GF Score
Ageas SA/ NV CHIX:AGSB
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €6,278 Mil mean?
Ageas/ NV (CHIX:AGSB) has a Long-Term Debt of €6,278 Mil as of Dec. 2025.
Is Ageas/ NV's Long-Term Debt too high?
Ageas/ NV's current Long-Term Debt is €6,278 Mil. Overall, Ageas/ NV has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ageas/ NV's Long-Term Debt compare to BRK.A and AIG?
Ageas/ NV's Long-Term Debt of €6,278 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Ageas/ NV's current Long-Term Debt is €6,278 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ageas/ NV stock overvalued right now?
Based on GuruFocus' analysis, Ageas/ NV (CHIX:AGSB) is currently considered Modestly Overvalued. The stock's GF Value™ is €57.03, compared to a current price of €68.18 — trading 19.5% above its estimated fair value. The current Long-Term Debt is €6,278 Mil. Ageas/ NV's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Ageas/ NV (CHIX:AGSB), the current Long-Term Debt is €6,278 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ageas/ NV (CHIX:AGSB) Overvalued in 2026?

Based on GuruFocus' analysis, Ageas/ NV stock appears to be overvalued. The current stock price of €68.18 is trading 19.5% above its estimated GF Value™ of €57.03. GuruFocus considers Ageas/ NV to be Modestly Overvalued.

Key valuation signals for CHIX:AGSB:

  • Long-Term Debt: €6,278 Mil
  • GF Value™: €57.03 vs. price of €68.18 (19.5% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the CHIX:AGSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ageas/ NV Business Description

Address Avenue Du Boulevard 21, Manhattan Center, Saint-Josse-ten-Noode, Brussels, BEL, 1210
Ageas was spun out of Fortis during the financial crisis after a consortium including Banco Santander and Royal Bank of Scotland launched a failed bid for ABN Amro. The takeover was badly timed and overly ambitious, and to fund it Fortis started selling noncore divisions while writing down collateralized debt. As Fortis' capital began to decline, the company initiated a rights issue, and suspended the dividend. As Fortis' share price began to decline and financial market conditions continued to deteriorate, with a series of leadership changes, customers began to withdraw deposits. Fortis was approached by the government and sold its domestic banking operations to the Belgian government. It also spun off its asset management and insurance units which later became Ageas.
69GF Score

Get the complete analysis for CHIX:AGSB

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€68.18
Price
€57.03
GF Value