Ageas/ NV (CHIX:AGSB) Dividend Payout Ratio: 0.27 (As of Dec. 2025) — 53% Below Median


CHIX:AGSB Ageas SA/ NV CHIX:AGSB
74 GF Score
Price €68.18
GF Value €56.45
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Ageas/ NV Dividend Payout Ratio?

Ageas/ NV CHIX:AGSB 74 Dividend Payout Ratio is 0.27 as of Dec. 2025, which is 53% below its 10-year median of 0.57. GuruFocus rates CHIX:AGSB with a GF Score™ of 74/100 and a GF Value™ of €56.45 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 334 Insurance companies, Ageas/ NV ranks better than 50.3% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Ageas/ NV's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.27.

The historical rank and industry rank for Ageas/ NV's Dividend Payout Ratio or its related term are showing as below:

CHIX:AGSb' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.38   Med: 0.57   Max: 12.69
Current: 0.38

During the past 13 years, the highest Dividend Payout Ratio of Ageas/ NV was 12.69. The lowest was 0.38. And the median was 0.57.

CHIX:AGSb's Dividend Payout Ratio is ranked better than
50.3% of 334 companies
in the Insurance industry
Industry Median: 0.38 vs CHIX:AGSb: 0.38

As of today (2026-07-07), the Dividend Yield % of Ageas/ NV is 5.50%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Ageas/ NV was 11.76%. The lowest was 3.85%. And the median was 5.67%.

Ageas/ NV's Dividends per Share for the months ended in Dec. 2025 was €1.50.

During the past 12 months, Ageas/ NV's average Dividends Per Share Growth Rate was 7.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -6.30% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 4.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 9.00% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Ageas/ NV was 40.10% per year. The lowest was -60.20% per year. And the median was 9.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Ageas/ NV (CHIX:AGSb) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Ageas/ NV Dividend Payout Ratio Related Terms

Ageas/ NV Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Ageas/ NV's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ageas/ NV Dividend Payout Ratio Chart

Ageas/ NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.60 0.76 0.61 0.54 0.38

Ageas/ NV Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.70 0.49 0.60 0.55 0.27

CHIX:AGSB vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison

For the Insurance - Diversified subindustry, Ageas/ NV's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ageas/ NV Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Ageas/ NV's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Ageas/ NV's Dividend Payout Ratio falls into.


CHIX:AGSB
74GF Score
Ageas SA/ NV CHIX:AGSB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ageas/ NV Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Ageas/ NV's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=3.5/ 9.305
=0.38

Ageas/ NV's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=1.5/ 5.656
=0.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.27 mean?
Ageas/ NV (CHIX:AGSB) has a Dividend Payout Ratio of 0.27 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ageas/ NV and its competitors. This is 53% below median its historical median of 0.57. Over the past decade, Ageas/ NV's Dividend Payout Ratio has ranged from 0.38 to 12.69. According to the industry distribution chart, Ageas/ NV ranks #166 out of 334 companies in the Insurance industry, placing it in the top 49.7%.
Is Ageas/ NV's Dividend Payout Ratio too high?
Ageas/ NV's current Dividend Payout Ratio of 0.27 is 53% below median its 10-year median of 0.57. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 12.69. The Insurance industry median Dividend Payout Ratio is 0.38. Ageas/ NV's value of 0.27 is 28.9% below this industry median. Based on the distribution chart, Ageas/ NV ranks #166 out of 334 companies in the Insurance industry, which is above the industry midpoint. Overall, Ageas/ NV has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ageas/ NV's Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Ageas/ NV ranks #166 out of 334 companies for Dividend Payout Ratio. This puts Ageas/ NV in the upper half of its industry. The industry median Dividend Payout Ratio is 0.38. Ageas/ NV's value of 0.27 is 28.9% below this benchmark. Historically, Ageas/ NV's own Dividend Payout Ratio has ranged from 0.38 to 12.69 over the past decade. While the company's 10-year median is 0.57 vs. the industry median of 0.38, Ageas/ NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ageas/ NV's current Dividend Payout Ratio of 0.27 is 28.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ageas/ NV and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ageas/ NV's current Dividend Payout Ratio is 0.27, which is 53% below median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ageas/ NV stock overvalued right now?
Based on GuruFocus' analysis, Ageas/ NV (CHIX:AGSB) is currently considered Modestly Overvalued. The stock's GF Value™ is €56.45, compared to a current price of €68.18 — trading 20.8% above its estimated fair value. The current Dividend Payout Ratio is 0.27, which is 53% below median its 10-year median of 0.57 and 28.9% below the Insurance industry median of 0.38. Ageas/ NV's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Ageas/ NV (CHIX:AGSB), the current Dividend Payout Ratio is 0.27 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ageas/ NV (CHIX:AGSB) Overvalued in 2026?

Based on GuruFocus' analysis, Ageas/ NV stock appears to be overvalued. The current stock price of €68.18 is trading 20.8% above its estimated GF Value™ of €56.45. GuruFocus considers Ageas/ NV to be Modestly Overvalued.

Key valuation signals for CHIX:AGSB:

  • Dividend Payout Ratio: 0.27 (53% below median its 10-year median of 0.57)
  • GF Value™: €56.45 vs. price of €68.18 (20.8% above fair value)
  • GF Score™: 74/100 with 8 warning signs
  • Industry Position: 28.9% below the Insurance median (#166 of 334)

No single metric tells the full story. See the CHIX:AGSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ageas/ NV Business Description

Address Avenue Du Boulevard 21, Manhattan Center, Saint-Josse-ten-Noode, Brussels, BEL, 1210
Ageas was spun out of Fortis during the financial crisis after a consortium including Banco Santander and Royal Bank of Scotland launched a failed bid for ABN Amro. The takeover was badly timed and overly ambitious, and to fund it Fortis started selling noncore divisions while writing down collateralized debt. As Fortis' capital began to decline, the company initiated a rights issue, and suspended the dividend. As Fortis' share price began to decline and financial market conditions continued to deteriorate, with a series of leadership changes, customers began to withdraw deposits. Fortis was approached by the government and sold its domestic banking operations to the Belgian government. It also spun off its asset management and insurance units which later became Ageas.
74GF Score

Get the complete analysis for CHIX:AGSB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€68.18
Price
€56.45
GF Value