Ageas/ NVCHIX:AGSB 69 OCF Margin % is 37.50% as of Dec. 2025, which is 1057% above its 10-year median of 3.24. GuruFocus rates CHIX:AGSB with a GF Score™ of 69/100 and a GF Value™ of €55.63 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 505 Insurance companies, Ageas/ NV ranks better than 85.35% on this metric.
The historical rank and industry rank for Ageas/ NV's OCF Margin % or its related term are showing as below:
CHIX:AGSb'
s OCF Margin % Range Over the Past 10 Years
Min: -11.49 Med: 3.24 Max: 32.04
Current: 32.04
During the past 13 years, the highest OCF Margin % of Ageas/ NV was 32.04%. The lowest was -11.49%. And the median was 3.24%.
CHIX:AGSb's OCF Margin % is ranked better than 85.35% of 505
companies
in the Insurance industry
Industry Median: 10.85
vs CHIX:AGSb: 32.04
Ageas/ NV OCF Margin % Related Terms
Ageas/ NV OCF Margin % Historical Data
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The historical data trend for Ageas/ NV's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:AGSB vs BRK.A, AIG, HIG: OCF Margin % Comparison
For the Insurance - Diversified subindustry, Ageas/ NV's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ageas/ NV OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Ageas/ NV's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Ageas/ NV's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ageas/ NV (CHIX:AGSB) has a OCF Margin % of 37.50% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Ageas/ NV and its competitors. This is 1057% above median its historical median of 3.24. According to the industry distribution chart, Ageas/ NV ranks #74 out of 505 companies in the Insurance industry, placing it in the top 14.7%.
Is Ageas/ NV's OCF Margin % too high?
Ageas/ NV's current OCF Margin % of 37.50% is 1057% above median its 10-year median of 3.24. The Insurance industry median OCF Margin % is 10.85. Ageas/ NV's value of 37.50% is 245.6% above this industry median. Based on the distribution chart, Ageas/ NV ranks #74 out of 505 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Ageas/ NV has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ageas/ NV's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Ageas/ NV ranks #74 out of 505 companies for OCF Margin %. This places Ageas/ NV in the top 15% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.85. Ageas/ NV's value of 37.50% is 245.6% above this benchmark. While the company's 10-year median is 3.24 vs. the industry median of 10.85, Ageas/ NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ageas/ NV's current OCF Margin % of 37.50% is 245.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Ageas/ NV and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ageas/ NV's current OCF Margin % is 37.50%, which is 1057% above median its own 10-year median of 3.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ageas/ NV stock overvalued right now?
Based on GuruFocus' analysis, Ageas/ NV (CHIX:AGSB) is currently considered Modestly Overvalued. The stock's GF Value™ is €55.63, compared to a current price of €68.18 — trading 22.6% above its estimated fair value. The current OCF Margin % is 37.50%, which is 1057% above median its 10-year median of 3.24 and 245.6% above the Insurance industry median of 10.85. Ageas/ NV's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Ageas/ NV (CHIX:AGSB), the current OCF Margin % is 37.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ageas/ NV (CHIX:AGSB) Overvalued in 2026?
Based on GuruFocus' analysis, Ageas/ NV stock appears to be overvalued.
The current stock price of €68.18 is trading 22.6% above its estimated GF Value™ of €55.63.
GuruFocus considers Ageas/ NV to be Modestly Overvalued.
Key valuation signals for CHIX:AGSB:
OCF Margin %: 37.50% (1057% above median its 10-year median of 3.24)
GF Value™: €55.63 vs. price of €68.18 (22.6% above fair value)
Industry Position: 245.6% above the Insurance median (#74 of 505)
No single metric tells the full story. See the CHIX:AGSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ageas was spun out of Fortis during the financial crisis after a consortium including Banco Santander and Royal Bank of Scotland launched a failed bid for ABN Amro. The takeover was badly timed and overly ambitious, and to fund it Fortis started selling noncore divisions while writing down collateralized debt. As Fortis' capital began to decline, the company initiated a rights issue, and suspended the dividend. As Fortis' share price began to decline and financial market conditions continued to deteriorate, with a series of leadership changes, customers began to withdraw deposits. Fortis was approached by the government and sold its domestic banking operations to the Belgian government. It also spun off its asset management and insurance units which later became Ageas.
69GF Score
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