Ageas/ NV (CHIX:AGSB) Interest Expense: €-288 Mil (TTM As of Dec. 2025)

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CHIX:AGSB Ageas SA/ NV CHIX:AGSB
72 GF Score
Price €68.18
GF Value €54.13
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Ageas/ NV Interest Expense?

Ageas/ NV CHIX:AGSB 72 Interest Expense is €-288 Mil as of Dec. 2025. GuruFocus rates CHIX:AGSB with a GF Score™ of 72/100 and a GF Value™ of €54.13 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Ageas/ NV's interest expense for the six months ended in Dec. 2025 was € -160 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was €-288 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Ageas/ NV's Operating Income for the six months ended in Dec. 2025 was € 1,438 Mil. Ageas/ NV's Interest Expense for the six months ended in Dec. 2025 was € -160 Mil. Ageas/ NV's Interest Coverage for the quarter that ended in Dec. 2025 was 8.99. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ageas/ NV  (CHIX:AGSb) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ageas/ NV's Interest Expense for the six months ended in Dec. 2025 was €-160 Mil. Its EBIT for the six months ended in Dec. 2025 was €1,438 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was €7,127 Mil.

Ageas/ NV's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* EBIT (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*1438/-160
=8.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Ageas/ NV Interest Expense Historical Data

* Premium members only.

The historical data trend for Ageas/ NV's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ageas/ NV Interest Expense Chart

Ageas/ NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -126.00 -153.00 -275.00 -286.00 -288.00

Ageas/ NV Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -148.00 -142.00 -144.00 -128.00 -160.00
CHIX:AGSB
72GF Score
Ageas SA/ NV CHIX:AGSB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Ageas/ NV Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-288 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-288 Mil mean?
Ageas/ NV (CHIX:AGSB) has a Interest Expense of €-288 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Ageas/ NV and its competitors.
Is Ageas/ NV's Interest Expense too high?
Ageas/ NV's current Interest Expense is €-288 Mil. Overall, Ageas/ NV has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ageas/ NV's Interest Expense compare to BRK.A and AIG?
Ageas/ NV's Interest Expense of €-288 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Ageas/ NV and its competitors. Ageas/ NV's current Interest Expense is €-288 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ageas/ NV stock overvalued right now?
Based on GuruFocus' analysis, Ageas/ NV (CHIX:AGSB) is currently considered Modestly Overvalued. The stock's GF Value™ is €54.13, compared to a current price of €68.18 — trading 25.9% above its estimated fair value. The current Interest Expense is €-288 Mil. Ageas/ NV's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Ageas/ NV (CHIX:AGSB), the current Interest Expense is €-288 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ageas/ NV (CHIX:AGSB) Overvalued in 2026?

Based on GuruFocus' analysis, Ageas/ NV stock appears to be overvalued. The current stock price of €68.18 is trading 25.9% above its estimated GF Value™ of €54.13. GuruFocus considers Ageas/ NV to be Modestly Overvalued.

Key valuation signals for CHIX:AGSB:

  • Interest Expense: €-288 Mil
  • GF Value™: €54.13 vs. price of €68.18 (25.9% above fair value)
  • GF Score™: 72/100 with 8 warning signs

No single metric tells the full story. See the CHIX:AGSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ageas/ NV Business Description

Address Avenue Du Boulevard 21, Manhattan Center, Saint-Josse-ten-Noode, Brussels, BEL, 1210
Ageas was spun out of Fortis during the financial crisis after a consortium including Banco Santander and Royal Bank of Scotland launched a failed bid for ABN Amro. The takeover was badly timed and overly ambitious, and to fund it Fortis started selling noncore divisions while writing down collateralized debt. As Fortis' capital began to decline, the company initiated a rights issue, and suspended the dividend. As Fortis' share price began to decline and financial market conditions continued to deteriorate, with a series of leadership changes, customers began to withdraw deposits. Fortis was approached by the government and sold its domestic banking operations to the Belgian government. It also spun off its asset management and insurance units which later became Ageas.
72GF Score

Get the complete analysis for CHIX:AGSB

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€68.18
Price
€54.13
GF Value