Neptune Insurance HoldingsFRA:SN4 -4.17%17 FCF Yield % is 1.09 as of Jul. 06, 2026, which is 19% below its 10-year median of 1.35. GuruFocus rates FRA:SN4 with a GF Score™ of 17/100. The stock has 3 warning signs investors should review. Among 505 Insurance companies, Neptune Insurance Holdings ranks worse than 73.47% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Neptune Insurance Holdings FCF Yield % Related Terms
Neptune Insurance Holdings FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:SN4 vs CRVL, ARX, BWIN: FCF Yield % Comparison
For the Insurance Brokers subindustry, Neptune Insurance Holdings's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Neptune Insurance Holdings FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Neptune Insurance Holdings's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Neptune Insurance Holdings's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Neptune Insurance Holdings (FRA:SN4) has a FCF Yield % of 1.09 as of Jul. 06, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Neptune Insurance Holdings and its competitors. This is 19% below median its historical median of 1.35. Over the past decade, Neptune Insurance Holdings' FCF Yield % has ranged from 1.03 to 1.83. According to the industry distribution chart, Neptune Insurance Holdings ranks #371 out of 505 companies in the Insurance industry, placing it in the top 73.5%.
Is Neptune Insurance Holdings' FCF Yield % too high?
Neptune Insurance Holdings' current FCF Yield % of 1.09 is 19% below median its 10-year median of 1.35. Over the past 10 years, this metric has ranged from a low of 1.03 to a high of 1.83. The Insurance industry median FCF Yield % is 6.84. Neptune Insurance Holdings' value of 1.09 is 84.1% below this industry median. Based on the distribution chart, Neptune Insurance Holdings ranks #371 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Neptune Insurance Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Neptune Insurance Holdings' FCF Yield % compare to CRVL and ARX?
According to the Insurance industry distribution chart, Neptune Insurance Holdings ranks #371 out of 505 companies for FCF Yield %. This places Neptune Insurance Holdings in the lower half of its industry. The industry median FCF Yield % is 6.84. Neptune Insurance Holdings' value of 1.09 is 84.1% below this benchmark. Historically, Neptune Insurance Holdings' own FCF Yield % has ranged from 1.03 to 1.83 over the past decade. While the company's 10-year median is 1.35 vs. the industry median of 6.84, Neptune Insurance Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.84, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neptune Insurance Holdings's current FCF Yield % of 1.09 is 84.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Neptune Insurance Holdings and its competitors. For the Insurance industry, the median FCF Yield % is 6.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neptune Insurance Holdings's current FCF Yield % is 1.09, which is 19% below median its own 10-year median of 1.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neptune Insurance Holdings stock overvalued right now?
Neptune Insurance Holdings (FRA:SN4) has a current FCF Yield % of 1.09. The current FCF Yield % is 1.09, which is 19% below median its 10-year median of 1.35 and 84.1% below the Insurance industry median of 6.84. Neptune Insurance Holdings' overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Neptune Insurance Holdings (FRA:SN4), the current FCF Yield % is 1.09 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Neptune Insurance Holdings Inc is a high-growth, profitable, data-driven MGA that offers residential and commercial insurance products, including primary flood insurance, excess flood insurance and parametric earthquake insurance, distributed through a nationwide network of agencies in the United States. The company underwrites and administers the issuance of insurance policies on behalf of a diverse panel of insurance and reinsurance companies and does not take any balance sheet insurance risk or have claims handling responsibility relating to the policies it sells.
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