Neptune Insurance Holdings (FRA:SN4) ROCE %: 418.83% (As of Mar. 2026)


FRA:SN4 Neptune Insurance Holdings Inc FRA:SN4
17 GF Score
Price €28.20
! 3 Warning Signs
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What is Neptune Insurance Holdings ROCE %?

Neptune Insurance Holdings FRA:SN4 +2.17% 17 ROCE % is 418.83% as of Mar. 2026. GuruFocus rates FRA:SN4 with a GF Score™ of 17/100. The stock has 3 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Neptune Insurance Holdings's annualized ROCE % for the quarter that ended in Mar. 2026 was 418.83%.

Neptune Insurance Holdings  (FRA:SN4) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Neptune Insurance Holdings ROCE % Related Terms

Neptune Insurance Holdings ROCE % Historical Data

* Premium members only.

The historical data trend for Neptune Insurance Holdings's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Neptune Insurance Holdings ROCE % Chart

Neptune Insurance Holdings Annual Data
Trend Dec23 Dec24 Dec25
ROCE %
359.72 1,097.37 1,193.78

Neptune Insurance Holdings Quarterly Data
Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial 0.00 0.00 5,502.42 638.68 418.83
FRA:SN4
17GF Score
Neptune Insurance Holdings Inc FRA:SN4
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Neptune Insurance Holdings ROCE % Calculation

Neptune Insurance Holdings's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=61.384/( ( (45.985 - 46.381) + (55.765 - 45.085) )/ 2 )
=61.384/( (-0.396+10.68)/ 2 )
=61.384/5.142
=1,193.78 %

Neptune Insurance Holdings's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=47.076/( ( (55.765 - 45.085) + (73.781 - 61.981) )/ 2 )
=47.076/( ( 10.68 + 11.8 )/ 2 )
=47.076/11.24
=418.83 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 418.83% mean?
Neptune Insurance Holdings (FRA:SN4) has a ROCE % of 418.83% as of Mar. 2026.
Is Neptune Insurance Holdings' ROCE % too high?
Neptune Insurance Holdings' current ROCE % is 418.83%. The Insurance industry median ROCE % is 8.20. Neptune Insurance Holdings' value of 418.83% is 5010.8% above this industry median. Overall, Neptune Insurance Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Neptune Insurance Holdings' ROCE % compare to CRVL and ARX?
Neptune Insurance Holdings' ROCE % of 418.83% can be compared against companies in the Insurance industry. The industry median ROCE % is 8.20. Neptune Insurance Holdings' value of 418.83% is 5010.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 8.20, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neptune Insurance Holdings's current ROCE % of 418.83% is 5010.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neptune Insurance Holdings's current ROCE % is 418.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neptune Insurance Holdings stock overvalued right now?
Neptune Insurance Holdings (FRA:SN4) has a current ROCE % of 418.83%. The current ROCE % is 418.83% and 5010.8% above the Insurance industry median of 8.20. Neptune Insurance Holdings' overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Neptune Insurance Holdings (FRA:SN4), the current ROCE % is 418.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Neptune Insurance Holdings Business Description

Other Exchanges NP:USA
Address 400 6th Street South, Suite 2, Saint Petersburg, FL, USA, 33701
Neptune Insurance Holdings Inc is a high-growth, profitable, data-driven MGA that offers residential and commercial insurance products, including primary flood insurance, excess flood insurance and parametric earthquake insurance, distributed through a nationwide network of agencies in the United States. The company underwrites and administers the issuance of insurance policies on behalf of a diverse panel of insurance and reinsurance companies and does not take any balance sheet insurance risk or have claims handling responsibility relating to the policies it sells.
17GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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