Neptune Insurance Holdings (FRA:SN4) Asset Turnover: 0.51 (As of Mar. 2026)


FRA:SN4 Neptune Insurance Holdings Inc FRA:SN4
17 GF Score
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What is Neptune Insurance Holdings Asset Turnover?

Neptune Insurance Holdings FRA:SN4 -4.17% 17 Asset Turnover is 0.51 as of Mar. 2026. GuruFocus rates FRA:SN4 with a GF Score™ of 17/100. The stock has 3 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Neptune Insurance Holdings's Revenue for the three months ended in Mar. 2026 was €32.7 Mil. Neptune Insurance Holdings's Total Assets for the quarter that ended in Mar. 2026 was €64.8 Mil. Therefore, Neptune Insurance Holdings's Asset Turnover for the quarter that ended in Mar. 2026 was 0.51.

Asset Turnover is linked to ROE % through Du Pont Formula. Neptune Insurance Holdings's annualized ROE % for the quarter that ended in Mar. 2026 was -13.42%. It is also linked to ROA % through Du Pont Formula. Neptune Insurance Holdings's annualized ROA % for the quarter that ended in Mar. 2026 was 39.26%.


Neptune Insurance Holdings  (FRA:SN4) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Neptune Insurance Holdings's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=25.428/-189.4175
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(25.428 / 130.772)*(130.772 / 64.773)*(64.773/ -189.4175)
=Net Margin %*Asset Turnover*Equity Multiplier
=19.44 %*2.0189*-0.342
=ROA %*Equity Multiplier
=39.26 %*-0.342
=-13.42 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Neptune Insurance Holdings's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=25.428/64.773
=(Net Income / Revenue)*(Revenue / Total Assets)
=(25.428 / 130.772)*(130.772 / 64.773)
=Net Margin %*Asset Turnover
=19.44 %*2.0189
=39.26 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Neptune Insurance Holdings Asset Turnover Related Terms


Neptune Insurance Holdings Asset Turnover Historical Data

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The historical data trend for Neptune Insurance Holdings's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Neptune Insurance Holdings Asset Turnover Chart

Neptune Insurance Holdings Annual Data
Trend Dec23 Dec24 Dec25
Asset Turnover
2.04 2.71 2.68

Neptune Insurance Holdings Quarterly Data
Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial 0.59 0.52 0.52 0.57 0.51

FRA:SN4 vs CRVL, ARX, BWIN: Asset Turnover Comparison

For the Insurance Brokers subindustry, Neptune Insurance Holdings's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Neptune Insurance Holdings Asset Turnover vs Insurance Industry

For the Insurance industry and Financial Services sector, Neptune Insurance Holdings's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Neptune Insurance Holdings's Asset Turnover falls into.


FRA:SN4
17GF Score
Neptune Insurance Holdings Inc FRA:SN4
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Neptune Insurance Holdings Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Neptune Insurance Holdings's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=136.257/( (45.985+55.765)/ 2 )
=136.257/50.875
=2.68

Neptune Insurance Holdings's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=32.693/( (55.765+73.781)/ 2 )
=32.693/64.773
=0.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.51 mean?
Neptune Insurance Holdings (FRA:SN4) has a Asset Turnover of 0.51 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Neptune Insurance Holdings and its competitors.
Is Neptune Insurance Holdings' Asset Turnover too high?
Neptune Insurance Holdings' current Asset Turnover is 0.51. Overall, Neptune Insurance Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Neptune Insurance Holdings' Asset Turnover compare to CRVL and ARX?
Neptune Insurance Holdings' Asset Turnover of 0.51 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for an Insurance company?
A good Asset Turnover depends on the Insurance industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Neptune Insurance Holdings and its competitors. Neptune Insurance Holdings's current Asset Turnover is 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neptune Insurance Holdings stock overvalued right now?
Neptune Insurance Holdings (FRA:SN4) has a current Asset Turnover of 0.51. The current Asset Turnover is 0.51. Neptune Insurance Holdings' overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Neptune Insurance Holdings (FRA:SN4), the current Asset Turnover is 0.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Neptune Insurance Holdings Business Description

Other Exchanges NP:USA
Address 400 6th Street South, Suite 2, Saint Petersburg, FL, USA, 33701
Neptune Insurance Holdings Inc is a high-growth, profitable, data-driven MGA that offers residential and commercial insurance products, including primary flood insurance, excess flood insurance and parametric earthquake insurance, distributed through a nationwide network of agencies in the United States. The company underwrites and administers the issuance of insurance policies on behalf of a diverse panel of insurance and reinsurance companies and does not take any balance sheet insurance risk or have claims handling responsibility relating to the policies it sells.
17GF Score

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Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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