Neptune Insurance HoldingsFRA:SN4 -4.17%17 PS Ratio is 26.56 as of Jul. 06, 2026, which is 16% above its 10-year median of 22.90. GuruFocus rates FRA:SN4 with a GF Score™ of 17/100. The stock has 3 warning signs investors should review. Among 501 Insurance companies, Neptune Insurance Holdings ranks worse than 98.8% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Neptune Insurance Holdings's share price is €27.60.
Neptune Insurance Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €1.04. Hence, Neptune Insurance Holdings's PS Ratio for today is 26.56.
Warning Sign:
Neptune Insurance Holdings Inc stock PS Ratio (=27.5) is close to 1-year high of 28.23.
The historical rank and industry rank for Neptune Insurance Holdings's PS Ratio or its related term are showing as below:
FRA:SN4'
s PS Ratio Range Over the Past 10 Years
Min: 16.2 Med: 22.9 Max: 28.23
Current: 27.5
During the past 3 years, Neptune Insurance Holdings's highest PS Ratio was 28.23. The lowest was 16.20. And the median was 22.90.
FRA:SN4's PS Ratio is ranked worse than 98.8% of 501
companies
in the Insurance industry
Industry Median: 1.16
vs FRA:SN4: 27.50
Neptune Insurance Holdings (FRA:SN4) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Neptune Insurance Holdings PS Ratio Related Terms
Neptune Insurance Holdings PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Neptune Insurance Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Neptune Insurance Holdings PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Neptune Insurance Holdings's PS Ratio distribution charts can be found below:
* The bar in red indicates where Neptune Insurance Holdings's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Neptune Insurance Holdings's Share Price of today is €27.60. Neptune Insurance Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.04.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Neptune Insurance Holdings (FRA:SN4) has a PS Ratio of 26.56 as of Jul. 06, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Neptune Insurance Holdings and its competitors. This is 16% above median its historical median of 22.90. Over the past decade, Neptune Insurance Holdings' PS Ratio has ranged from 16.20 to 28.23. According to the industry distribution chart, Neptune Insurance Holdings ranks #495 out of 501 companies in the Insurance industry, placing it in the top 98.8%.
Is Neptune Insurance Holdings' PS Ratio too high?
Neptune Insurance Holdings' current PS Ratio of 26.56 is 16% above median its 10-year median of 22.90. Over the past 10 years, this metric has ranged from a low of 16.20 to a high of 28.23. The Insurance industry median PS Ratio is 1.16. Neptune Insurance Holdings' value of 26.56 is 2189.7% above this industry median. Based on the distribution chart, Neptune Insurance Holdings ranks #495 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Neptune Insurance Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Neptune Insurance Holdings' PS Ratio compare to CRVL and ARX?
According to the Insurance industry distribution chart, Neptune Insurance Holdings ranks #495 out of 501 companies for PS Ratio. This places Neptune Insurance Holdings in the lower half of its industry. The industry median PS Ratio is 1.16. Neptune Insurance Holdings' value of 26.56 is 2189.7% above this benchmark. Historically, Neptune Insurance Holdings' own PS Ratio has ranged from 16.20 to 28.23 over the past decade. While the company's 10-year median is 22.90 vs. the industry median of 1.16, Neptune Insurance Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neptune Insurance Holdings's current PS Ratio of 26.56 is 2189.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Neptune Insurance Holdings and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neptune Insurance Holdings's current PS Ratio is 26.56, which is 16% above median its own 10-year median of 22.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neptune Insurance Holdings stock overvalued right now?
Neptune Insurance Holdings (FRA:SN4) has a current PS Ratio of 26.56. The current PS Ratio is 26.56, which is 16% above median its 10-year median of 22.90 and 2189.7% above the Insurance industry median of 1.16. Neptune Insurance Holdings' overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Neptune Insurance Holdings (FRA:SN4), the current PS Ratio is 26.56 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Neptune Insurance Holdings Inc is a high-growth, profitable, data-driven MGA that offers residential and commercial insurance products, including primary flood insurance, excess flood insurance and parametric earthquake insurance, distributed through a nationwide network of agencies in the United States. The company underwrites and administers the issuance of insurance policies on behalf of a diverse panel of insurance and reinsurance companies and does not take any balance sheet insurance risk or have claims handling responsibility relating to the policies it sells.
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