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Texas Capital BancsharesFRA:TCA +0.59%24 FCF Yield % is 10.98 as of Aug. 02, 2026, which is 15% above its 10-year median of 9.51. GuruFocus rates FRA:TCA with a GF Score™ of 24/100 and a GF Value™ of €89.42 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,502 Banks companies, Texas Capital Bancshares ranks better than 63.85% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Texas Capital Bancshares FCF Yield % Related Terms
Texas Capital Bancshares FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Texas Capital Bancshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Texas Capital Bancshares FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Texas Capital Bancshares's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Texas Capital Bancshares's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Texas Capital Bancshares (FRA:TCA) has a FCF Yield % of 10.98 as of Aug. 02, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Texas Capital Bancshares and its competitors. This is 15% above median its historical median of 9.51. According to the industry distribution chart, Texas Capital Bancshares ranks #543 out of 1502 companies in the Banks industry, placing it in the top 36.2%.
Is Texas Capital Bancshares' FCF Yield % too high?
Texas Capital Bancshares' current FCF Yield % of 10.98 is 15% above median its 10-year median of 9.51. The Banks industry median FCF Yield % is 7.92. Texas Capital Bancshares' value of 10.98 is 38.7% above this industry median. Based on the distribution chart, Texas Capital Bancshares ranks #543 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Texas Capital Bancshares has a GF Score™ of 24/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Texas Capital Bancshares' FCF Yield % compare to FBP and UCB?
According to the Banks industry distribution chart, Texas Capital Bancshares ranks #543 out of 1502 companies for FCF Yield %. This puts Texas Capital Bancshares in the upper half of its industry. The industry median FCF Yield % is 7.92. Texas Capital Bancshares' value of 10.98 is 38.7% above this benchmark. While the company's 10-year median is 9.51 vs. the industry median of 7.92, Texas Capital Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.92, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Texas Capital Bancshares's current FCF Yield % of 10.98 is 38.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Texas Capital Bancshares and its competitors. For the Banks industry, the median FCF Yield % is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Texas Capital Bancshares's current FCF Yield % is 10.98, which is 15% above median its own 10-year median of 9.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Texas Capital Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Texas Capital Bancshares (FRA:TCA) is currently considered Fairly Valued. The stock's GF Value™ is €89.42, compared to a current price of €85.50 — trading 4.4% below its estimated fair value. The current FCF Yield % is 10.98, which is 15% above median its 10-year median of 9.51 and 38.7% above the Banks industry median of 7.92. Texas Capital Bancshares' overall GF Score™ is 24/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Texas Capital Bancshares (FRA:TCA), the current FCF Yield % is 10.98 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Texas Capital Bancshares (FRA:TCA) Overvalued in 2026?
Based on GuruFocus' analysis, Texas Capital Bancshares stock appears to be undervalued.
The current stock price of €85.50 is trading 4.4% below its estimated GF Value™ of €89.42.
GuruFocus considers Texas Capital Bancshares to be Fairly Valued.
Key valuation signals for FRA:TCA:
FCF Yield %: 10.98 (15% above median its 10-year median of 9.51)
GF Value™: €89.42 vs. price of €85.50 (4.4% below fair value)
Industry Position: 38.7% above the Banks median (#543 of 1502)
No single metric tells the full story. See the FRA:TCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Texas Capital Bancshares Inc is a registered bank holding company and a full-service financial services firm that delivers customised solutions to businesses, entrepreneurs and individual customers. It is a secured lender with the majority of the loans held for investment, excluding mortgage finance loans and other national lines of business. Texas Capital has established commercial banking, consumer banking, investment banking and wealth management capabilities.
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