Texas Capital Bancshares (FRA:TCA) Asset Turnover: 0.01 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:TCA Texas Capital Bancshares Inc FRA:TCA
24 GF Score
Price €85.50
GF Value €89.42
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Texas Capital Bancshares Asset Turnover?

Texas Capital Bancshares FRA:TCA +0.59% 24 Asset Turnover is 0.01 as of Jun. 2026. GuruFocus rates FRA:TCA with a GF Score™ of 24/100 and a GF Value™ of €89.42 (Fairly Valued). The stock has 2 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Texas Capital Bancshares's Revenue for the three months ended in Jun. 2026 was €291 Mil. Texas Capital Bancshares's Total Assets for the quarter that ended in Jun. 2026 was €29,201 Mil. Therefore, Texas Capital Bancshares's Asset Turnover for the quarter that ended in Jun. 2026 was 0.01.

Asset Turnover is linked to ROE % through Du Pont Formula. Texas Capital Bancshares's annualized ROE % for the quarter that ended in Jun. 2026 was 9.38%. It is also linked to ROA % through Du Pont Formula. Texas Capital Bancshares's annualized ROA % for the quarter that ended in Jun. 2026 was 1.01%.


Texas Capital Bancshares  (FRA:TCA) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Texas Capital Bancshares's annulized ROE % for the quarter that ended in Jun. 2026 is

ROE %**(Q: Jun. 2026 )
=Net Income/Total Stockholders Equity
=294.94/3142.7895
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(294.94 / 1164.84)*(1164.84 / 29201.303)*(29201.303/ 3142.7895)
=Net Margin %*Asset Turnover*Equity Multiplier
=25.32 %*0.0399*9.2915
=ROA %*Equity Multiplier
=1.01 %*9.2915
=9.38 %

Note: The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Texas Capital Bancshares's annulized ROA % for the quarter that ended in Jun. 2026 is

ROA %(Q: Jun. 2026 )
=Net Income/Total Assets
=294.94/29201.303
=(Net Income / Revenue)*(Revenue / Total Assets)
=(294.94 / 1164.84)*(1164.84 / 29201.303)
=Net Margin %*Asset Turnover
=25.32 %*0.0399
=1.01 %

Note: The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Texas Capital Bancshares Asset Turnover Related Terms


Texas Capital Bancshares Asset Turnover Historical Data

* Premium members only.

The historical data trend for Texas Capital Bancshares's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Texas Capital Bancshares Asset Turnover Chart

Texas Capital Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.03 0.04 0.03 0.04

Texas Capital Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

FRA:TCA vs FBP, UCB, CATY: Asset Turnover Comparison

For the Banks - Regional subindustry, Texas Capital Bancshares's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Texas Capital Bancshares Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Texas Capital Bancshares's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Texas Capital Bancshares's Asset Turnover falls into.


FRA:TCA
24GF Score
Texas Capital Bancshares Inc FRA:TCA
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Texas Capital Bancshares Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Texas Capital Bancshares's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=1072.435/( (29348.948+26935.394)/ 2 )
=1072.435/28142.171
=0.04

Texas Capital Bancshares's Asset Turnover for the quarter that ended in Jun. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Jun. 2026 )/( (Total Assets (Q: Mar. 2026 )+Total Assets (Q: Jun. 2026 ))/ count )
=291.21/( (28965.809+29436.797)/ 2 )
=291.21/29201.303
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.01 mean?
Texas Capital Bancshares (FRA:TCA) has a Asset Turnover of 0.01 as of Jun. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Texas Capital Bancshares and its competitors.
Is Texas Capital Bancshares' Asset Turnover too high?
Texas Capital Bancshares' current Asset Turnover is 0.01. Overall, Texas Capital Bancshares has a GF Score™ of 24/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Texas Capital Bancshares' Asset Turnover compare to FBP and UCB?
Texas Capital Bancshares' Asset Turnover of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Texas Capital Bancshares and its competitors. Texas Capital Bancshares's current Asset Turnover is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Texas Capital Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Texas Capital Bancshares (FRA:TCA) is currently considered Fairly Valued. The stock's GF Value™ is €89.42, compared to a current price of €85.50 — trading 4.4% below its estimated fair value. The current Asset Turnover is 0.01. Texas Capital Bancshares' overall GF Score™ is 24/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Texas Capital Bancshares (FRA:TCA), the current Asset Turnover is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Texas Capital Bancshares (FRA:TCA) Overvalued in 2026?

Based on GuruFocus' analysis, Texas Capital Bancshares stock appears to be undervalued. The current stock price of €85.50 is trading 4.4% below its estimated GF Value™ of €89.42. GuruFocus considers Texas Capital Bancshares to be Fairly Valued.

Key valuation signals for FRA:TCA:

  • Asset Turnover: 0.01
  • GF Value™: €89.42 vs. price of €85.50 (4.4% below fair value)
  • GF Score™: 24/100 with 2 warning signs

No single metric tells the full story. See the FRA:TCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Texas Capital Bancshares Business Description

Other Exchanges TCBIO.PFD:USATCBI:USA
Address 2000 McKinney Avenue, Suite 700, Dallas, TX, USA, 75201
Texas Capital Bancshares Inc is a registered bank holding company and a full-service financial services firm that delivers customised solutions to businesses, entrepreneurs and individual customers. It is a secured lender with the majority of the loans held for investment, excluding mortgage finance loans and other national lines of business. Texas Capital has established commercial banking, consumer banking, investment banking and wealth management capabilities.
24GF Score

Get the complete analysis for FRA:TCA

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€85.50
Price
€89.42
GF Value