VersaBankFRA:VEW +1.23%70 FCF Yield % is 25.57 as of Jun. 30, 2026, which is 103% above its 10-year median of 12.60. GuruFocus rates FRA:VEW with a GF Score™ of 70/100 and a GF Value™ of €9.81 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,507 Banks companies, VersaBank ranks better than 80.56% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
VersaBank FCF Yield % Related Terms
VersaBank FCF Yield % Historical Data
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The historical data trend for VersaBank's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, VersaBank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VersaBank FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, VersaBank's FCF Yield % distribution charts can be found below:
* The bar in red indicates where VersaBank's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
VersaBank (FRA:VEW) has a FCF Yield % of 25.57 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on VersaBank and its competitors. This is 103% above median its historical median of 12.60. According to the industry distribution chart, VersaBank ranks #293 out of 1507 companies in the Banks industry, placing it in the top 19.4%.
Is VersaBank's FCF Yield % too high?
VersaBank's current FCF Yield % of 25.57 is 103% above median its 10-year median of 12.60. The Banks industry median FCF Yield % is 8.18. VersaBank's value of 25.57 is 212.6% above this industry median. Based on the distribution chart, VersaBank ranks #293 out of 1507 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, VersaBank has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VersaBank's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, VersaBank ranks #293 out of 1507 companies for FCF Yield %. This places VersaBank in the top 19% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.18. VersaBank's value of 25.57 is 212.6% above this benchmark. While the company's 10-year median is 12.60 vs. the industry median of 8.18, VersaBank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.18, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VersaBank's current FCF Yield % of 25.57 is 212.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on VersaBank and its competitors. For the Banks industry, the median FCF Yield % is 8.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VersaBank's current FCF Yield % is 25.57, which is 103% above median its own 10-year median of 12.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VersaBank stock overvalued right now?
Based on GuruFocus' analysis, VersaBank (FRA:VEW) is currently considered Significantly Overvalued. The stock's GF Value™ is €9.81, compared to a current price of €16.40 — trading 67.2% above its estimated fair value. The current FCF Yield % is 25.57, which is 103% above median its 10-year median of 12.60 and 212.6% above the Banks industry median of 8.18. VersaBank's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For VersaBank (FRA:VEW), the current FCF Yield % is 25.57 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VersaBank (FRA:VEW) Overvalued in 2026?
Based on GuruFocus' analysis, VersaBank stock appears to be overvalued.
The current stock price of €16.40 is trading 67.2% above its estimated GF Value™ of €9.81.
GuruFocus considers VersaBank to be Significantly Overvalued.
Key valuation signals for FRA:VEW:
FCF Yield %: 25.57 (103% above median its 10-year median of 12.60)
GF Value™: €9.81 vs. price of €16.40 (67.2% above fair value)
Industry Position: 212.6% above the Banks median (#293 of 1507)
No single metric tells the full story. See the FRA:VEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VersaBank is a Schedule I Canadian bank that provides mainly commercial lending and banking services to select niche markets in Canada and the United States. Its products and services include credit assets, deposits, and cybersecurity services through its wholly owned subsidiary. The bank operates through four segments: Digital Banking Canada and Digital Banking USA, both using a business-to-business model with proprietary financial technology to serve underserved markets; DRTC, which provides cybersecurity services and banking and financial technology development; and Digital Meteor, which owns proprietary technology supporting next-generation digital assets, including Real Bank Deposit Tokens (RBDTs). The majority of revenue comes from Digital Banking.
70GF Score
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