VersaBank (FRA:VEW) ROC (Joel Greenblatt) %: % (As of Apr. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:VEW VersaBank FRA:VEW
72 GF Score
Price €16.90
GF Value €10.66
Valuation Significantly Overvalued
! 2 Warning Signs
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What is VersaBank ROC (Joel Greenblatt) %?

VersaBank FRA:VEW -1.17% 72 ROC (Joel Greenblatt) % is % as of Apr. 2026. GuruFocus rates FRA:VEW with a GF Score™ of 72/100 and a GF Value™ of €10.66 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 46 Banks companies, VersaBank ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:VEW
72GF Score
VersaBank FRA:VEW
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
VersaBank (FRA:VEW) has a ROC (Joel Greenblatt) % of % as of Apr. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on VersaBank and its competitors. According to the industry distribution chart, VersaBank ranks #999999 out of 46 companies in the Banks industry.
Is VersaBank's ROC (Joel Greenblatt) % too high?
VersaBank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, VersaBank ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, VersaBank has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VersaBank's ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, VersaBank ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places VersaBank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on VersaBank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VersaBank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VersaBank stock overvalued right now?
Based on GuruFocus' analysis, VersaBank (FRA:VEW) is currently considered Significantly Overvalued. The stock's GF Value™ is €10.66, compared to a current price of €16.90 — trading 58.5% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. VersaBank's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For VersaBank (FRA:VEW), the current ROC (Joel Greenblatt) % is % as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VersaBank (FRA:VEW) Overvalued in 2026?

Based on GuruFocus' analysis, VersaBank stock appears to be overvalued. The current stock price of €16.90 is trading 58.5% above its estimated GF Value™ of €10.66. GuruFocus considers VersaBank to be Significantly Overvalued.

Key valuation signals for FRA:VEW:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €10.66 vs. price of €16.90 (58.5% above fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the FRA:VEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

VersaBank Business Description

Other Exchanges VBNK:USAVBNK:Canada
Address 140 Fullarton Street, Suite 2002, London, ON, CAN, N6A 5P2
VersaBank is a Schedule I Canadian bank that provides mainly commercial lending and banking services to select niche markets in Canada and the United States. Its products and services include credit assets, deposits, and cybersecurity services through its wholly owned subsidiary. The bank operates through four segments: Digital Banking Canada and Digital Banking USA, both using a business-to-business model with proprietary financial technology to serve underserved markets; DRTC, which provides cybersecurity services and banking and financial technology development; and Digital Meteor, which owns proprietary technology supporting next-generation digital assets, including Real Bank Deposit Tokens (RBDTs). The majority of revenue comes from Digital Banking.
72GF Score

Get the complete analysis for FRA:VEW

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.90
Price
€10.66
GF Value