VersaBank (FRA:VEW) Altman Z-Score


FRA:VEW VersaBank FRA:VEW
63 GF Score
Price €19.90
GF Value €10.48
Valuation Significantly Overvalued
! 7 Warning Signs
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What is VersaBank Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

FRA:VEW
63GF Score
VersaBank FRA:VEW
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is VersaBank (FRA:VEW) Overvalued in 2026?

Based on GuruFocus' analysis, VersaBank stock appears to be overvalued. The current stock price of €19.90 is trading 89.9% above its estimated GF Value™ of €10.48. GuruFocus considers VersaBank to be Significantly Overvalued.

Key valuation signals for FRA:VEW:

  • Altman Z-Score:
  • GF Value™: €10.48 vs. price of €19.90 (89.9% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the FRA:VEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

VersaBank Business Description

Other Exchanges VBNK:USAVBNK:Canada
Address 140 Fullarton Street, Suite 2002, London, ON, CAN, N6A 5P2
VersaBank is a Schedule I Canadian bank that provides mainly commercial lending and banking services to select niche markets in Canada and the United States. Its products and services include credit assets, deposits, and cybersecurity services through its wholly owned subsidiary. The bank operates through four segments: Digital Banking Canada and Digital Banking USA, both using a business-to-business model with proprietary financial technology to serve underserved markets; DRTC, which provides cybersecurity services and banking and financial technology development; and Digital Meteor, which owns proprietary technology supporting next-generation digital assets, including Real Bank Deposit Tokens (RBDTs). The majority of revenue comes from Digital Banking.
63GF Score

Get the complete analysis for FRA:VEW

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.90
Price
€10.48
GF Value