VersaBank (FRA:VEW) Interest Expense: €-113.91 Mil (TTM As of Apr. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:VEW VersaBank FRA:VEW
72 GF Score
Price €18.50
GF Value €10.83
Valuation Significantly Overvalued
! 7 Warning Signs
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What is VersaBank Interest Expense?

VersaBank FRA:VEW 72 Interest Expense is €-113.91 Mil as of Apr. 2026. GuruFocus rates FRA:VEW with a GF Score™ of 72/100 and a GF Value™ of €10.83 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. VersaBank's interest expense for the three months ended in Apr. 2026 was € -29.45 Mil. Its interest expense for the trailing twelve months (TTM) ended in Apr. 2026 was €-113.91 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. VersaBank's Operating Income for the three months ended in Apr. 2026 was € Mil. VersaBank's Interest Expense for the three months ended in Apr. 2026 was € Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

VersaBank Interest Expense Historical Data

* Premium members only.

The historical data trend for VersaBank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VersaBank Interest Expense Chart

VersaBank Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -20.33 -37.19 -89.29 -121.96 -110.24

VersaBank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -27.34 -27.67 -27.54 -29.25 -29.45
FRA:VEW
72GF Score
VersaBank FRA:VEW
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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VersaBank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-113.91 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-113.91 Mil mean?
VersaBank (FRA:VEW) has a Interest Expense of €-113.91 Mil as of Apr. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on VersaBank and its competitors.
Is VersaBank's Interest Expense too high?
VersaBank's current Interest Expense is €-113.91 Mil. Overall, VersaBank has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VersaBank's Interest Expense compare to PNC and USB?
VersaBank's Interest Expense of €-113.91 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on VersaBank and its competitors. VersaBank's current Interest Expense is €-113.91 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VersaBank stock overvalued right now?
Based on GuruFocus' analysis, VersaBank (FRA:VEW) is currently considered Significantly Overvalued. The stock's GF Value™ is €10.83, compared to a current price of €18.50 — trading 70.8% above its estimated fair value. The current Interest Expense is €-113.91 Mil. VersaBank's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For VersaBank (FRA:VEW), the current Interest Expense is €-113.91 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VersaBank (FRA:VEW) Overvalued in 2026?

Based on GuruFocus' analysis, VersaBank stock appears to be overvalued. The current stock price of €18.50 is trading 70.8% above its estimated GF Value™ of €10.83. GuruFocus considers VersaBank to be Significantly Overvalued.

Key valuation signals for FRA:VEW:

  • Interest Expense: €-113.91 Mil
  • GF Value™: €10.83 vs. price of €18.50 (70.8% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the FRA:VEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

VersaBank Business Description

Other Exchanges VBNK:USAVBNK:Canada
Address 140 Fullarton Street, Suite 2002, London, ON, CAN, N6A 5P2
VersaBank is a Schedule I Canadian bank that provides mainly commercial lending and banking services to select niche markets in Canada and the United States. Its products and services include credit assets, deposits, and cybersecurity services through its wholly owned subsidiary. The bank operates through four segments: Digital Banking Canada and Digital Banking USA, both using a business-to-business model with proprietary financial technology to serve underserved markets; DRTC, which provides cybersecurity services and banking and financial technology development; and Digital Meteor, which owns proprietary technology supporting next-generation digital assets, including Real Bank Deposit Tokens (RBDTs). The majority of revenue comes from Digital Banking.
72GF Score

Get the complete analysis for FRA:VEW

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.50
Price
€10.83
GF Value