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The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Paisalo Digital's Revenue for the
three
months ended in Mar. 2026 was $28.1 Mil. Paisalo Digital's average Accounts Receivable for the
three
months ended in Mar. 2026 was $1.9 Mil.
Hence, Paisalo Digital's Receivables Turnover for the
three
months ended in Mar. 2026 was 14.77.
Paisalo Digital (LUX:SEINV) Receivables Turnover Explanation
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Paisalo Digital Receivables Turnover Related Terms
Paisalo Digital Receivables Turnover Historical Data
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The historical data trend for Paisalo Digital's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LUX:SEINV vs V, MA, AXP: Receivables Turnover Comparison
For the Credit Services subindustry, Paisalo Digital's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paisalo Digital Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Paisalo Digital's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Paisalo Digital's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paisalo Digital (LUX:SEINV) has a Receivables Turnover of 14.77 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Paisalo Digital and its competitors. According to the industry distribution chart, Paisalo Digital ranks #83 out of 295 companies in the Credit Services industry, placing it in the top 28.1%.
Is Paisalo Digital's Receivables Turnover too high?
Paisalo Digital's current Receivables Turnover is 14.77. The Credit Services industry median Receivables Turnover is 8.81. Paisalo Digital's value of 14.77 is 67.7% above this industry median. Based on the distribution chart, Paisalo Digital ranks #83 out of 295 companies in the Credit Services industry, which is above the industry midpoint. Overall, Paisalo Digital has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Paisalo Digital's Receivables Turnover compare to V and MA?
According to the Credit Services industry distribution chart, Paisalo Digital ranks #83 out of 295 companies for Receivables Turnover. This puts Paisalo Digital in the upper half of its industry. The industry median Receivables Turnover is 8.81. Paisalo Digital's value of 14.77 is 67.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 8.81, based on 295 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paisalo Digital's current Receivables Turnover of 14.77 is 67.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Paisalo Digital and its competitors. For the Credit Services industry, the median Receivables Turnover is 8.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paisalo Digital's current Receivables Turnover is 14.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paisalo Digital stock overvalued right now?
Paisalo Digital (LUX:SEINV) has a current Receivables Turnover of 14.77. The stock's GF Value™ is $2.73, compared to a current price of $3.76 — trading 37.7% above its estimated fair value. The current Receivables Turnover is 14.77 and 67.7% above the Credit Services industry median of 8.81. Paisalo Digital's overall GF Score™ is 64/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Paisalo Digital (LUX:SEINV), the current Receivables Turnover is 14.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paisalo Digital (LUX:SEINV) Overvalued in 2026?
Based on GuruFocus' analysis, Paisalo Digital stock appears to be overvalued.
The current stock price of $3.76 is trading 37.7% above its estimated GF Value™ of $2.73.
Key valuation signals for LUX:SEINV:
Receivables Turnover: 14.77
GF Value™: $2.73 vs. price of $3.76 (37.7% above fair value)
Industry Position: 67.7% above the Credit Services median (#83 of 295)
No single metric tells the full story. See the LUX:SEINV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Paisalo Digital Ltd is a non-deposit-taking non-banking finance company that offers financial services to underserved individuals in India. The product portfolio of the company consists of business loans, loans for small and medium enterprises, income generation loans, mobility loans, entrepreneurial loans, and others. It lends to individuals, SSIs, SMEs, and other manufacturing, trading, and service sector entities, among others.
64GF Score
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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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