Pioneer BankcorpPBKC 60 FCF Yield % is 11.35 as of Jun. 26, 2026. GuruFocus rates PBKC with a GF Score™ of 60/100 and a GF Value™ of $62.67 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,504 Banks companies, Pioneer Bankcorp ranks better than 63.36% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Pioneer Bankcorp FCF Yield % Related Terms
Pioneer Bankcorp FCF Yield % Historical Data
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The historical data trend for Pioneer Bankcorp's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pioneer Bankcorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pioneer Bankcorp FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Pioneer Bankcorp's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Pioneer Bankcorp's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pioneer Bankcorp (PBKC) has a FCF Yield % of 11.35 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Pioneer Bankcorp and its competitors. According to the industry distribution chart, Pioneer Bankcorp ranks #551 out of 1504 companies in the Banks industry, placing it in the top 36.6%.
Is Pioneer Bankcorp's FCF Yield % too high?
Pioneer Bankcorp's current FCF Yield % is 11.35. The Banks industry median FCF Yield % is 8.24. Pioneer Bankcorp's value of 11.35 is 37.7% above this industry median. Based on the distribution chart, Pioneer Bankcorp ranks #551 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Pioneer Bankcorp has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Bankcorp's FCF Yield % compare to PBHC and BKSC?
According to the Banks industry distribution chart, Pioneer Bankcorp ranks #551 out of 1504 companies for FCF Yield %. This puts Pioneer Bankcorp in the upper half of its industry. The industry median FCF Yield % is 8.24. Pioneer Bankcorp's value of 11.35 is 37.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.24, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pioneer Bankcorp's current FCF Yield % of 11.35 is 37.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Pioneer Bankcorp and its competitors. For the Banks industry, the median FCF Yield % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pioneer Bankcorp's current FCF Yield % is 11.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Bankcorp stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Bankcorp (PBKC) is currently considered Significantly Overvalued. The stock's GF Value™ is $62.67, compared to a current price of $84.00 — trading 34% above its estimated fair value. The current FCF Yield % is 11.35 and 37.7% above the Banks industry median of 8.24. Pioneer Bankcorp's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Pioneer Bankcorp (PBKC), the current FCF Yield % is 11.35 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pioneer Bankcorp (PBKC) Overvalued in 2026?
Based on GuruFocus' analysis, Pioneer Bankcorp stock appears to be overvalued.
The current stock price of $84.00 is trading 34% above its estimated GF Value™ of $62.67.
GuruFocus considers Pioneer Bankcorp to be Significantly Overvalued.
Key valuation signals for PBKC:
FCF Yield %: 11.35
GF Value™: $62.67 vs. price of $84.00 (34% above fair value)
Industry Position: 37.7% above the Banks median (#551 of 1504)
No single metric tells the full story. See the PBKC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pioneer Bankcorp Inc is a bank holding company incorporated in Florida. The Bank is a state-chartered, FDIC-insured bank headquartered in Clewiston, Florida, and conducts business from three banking offices in Hendry County and other banking offices in surrounding counties. The company has identified five portfolio segments of loans, real estate - commercial; real estate - residential; real estate - construction, development, land; commercial; and consumer and other. The majority of its revenues are interest earned on loans, investment securities, and other financial instruments.
60GF Score
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