Pioneer BankcorpPBKC 60 PEG Ratio is 0.64 as of Jun. 27, 2026, which is 8% above its 10-year median of 0.59. GuruFocus rates PBKC with a GF Score™ of 60/100 and a GF Value™ of $62.67 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,229 Banks companies, Pioneer Bankcorp ranks better than 82.26% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Pioneer Bankcorp's PEG Ratio or its related term are showing as below:
PBKC'
s PEG Ratio Range Over the Past 10 Years
Min: 0.56 Med: 0.59 Max: 0.64
Current: 0.64
During the past 7 years, Pioneer Bankcorp's highest PEG Ratio was 0.64. The lowest was 0.56. And the median was 0.59.
PBKC's PEG Ratio is ranked better than 82.26% of 1229
companies
in the Banks industry
Industry Median: 1.52
vs PBKC: 0.64
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Pioneer Bankcorp (OTCPK:PBKC) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Pioneer Bankcorp PEG Ratio Related Terms
Pioneer Bankcorp PEG Ratio Historical Data
* Premium members only.
The historical data trend for Pioneer Bankcorp's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pioneer Bankcorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pioneer Bankcorp PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Pioneer Bankcorp's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Pioneer Bankcorp's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Pioneer Bankcorp (PBKC) has a PEG Ratio of 0.64 as of Jun. 27, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Pioneer Bankcorp and its competitors. This is near median its historical median of 0.59. Over the past decade, Pioneer Bankcorp's PEG Ratio has ranged from 0.56 to 0.64. According to the industry distribution chart, Pioneer Bankcorp ranks #218 out of 1229 companies in the Banks industry, placing it in the top 17.7%.
Is Pioneer Bankcorp's PEG Ratio too high?
Pioneer Bankcorp's current PEG Ratio of 0.64 is near median its 10-year median of 0.59. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 0.64. The Banks industry median PEG Ratio is 1.52. Pioneer Bankcorp's value of 0.64 is 57.9% below this industry median. Based on the distribution chart, Pioneer Bankcorp ranks #218 out of 1229 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pioneer Bankcorp has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Bankcorp's PEG Ratio compare to PBHC and BKSC?
According to the Banks industry distribution chart, Pioneer Bankcorp ranks #218 out of 1229 companies for PEG Ratio. This places Pioneer Bankcorp in the top 18% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. Pioneer Bankcorp's value of 0.64 is 57.9% below this benchmark. Historically, Pioneer Bankcorp's own PEG Ratio has ranged from 0.56 to 0.64 over the past decade. While the company's 10-year median is 0.59 vs. the industry median of 1.52, Pioneer Bankcorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pioneer Bankcorp's current PEG Ratio of 0.64 is 57.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Pioneer Bankcorp and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pioneer Bankcorp's current PEG Ratio is 0.64, which is near median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Bankcorp stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Bankcorp (PBKC) is currently considered Significantly Overvalued. The stock's GF Value™ is $62.67, compared to a current price of $84.00 — trading 34% above its estimated fair value. The current PEG Ratio is 0.64, which is near median its 10-year median of 0.59 and 57.9% below the Banks industry median of 1.52. Pioneer Bankcorp's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Pioneer Bankcorp (PBKC), the current PEG Ratio is 0.64 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pioneer Bankcorp (PBKC) Overvalued in 2026?
Based on GuruFocus' analysis, Pioneer Bankcorp stock appears to be overvalued.
The current stock price of $84.00 is trading 34% above its estimated GF Value™ of $62.67.
GuruFocus considers Pioneer Bankcorp to be Significantly Overvalued.
Key valuation signals for PBKC:
PEG Ratio: 0.64 (near median its 10-year median of 0.59)
GF Value™: $62.67 vs. price of $84.00 (34% above fair value)
Industry Position: 57.9% below the Banks median (#218 of 1229)
No single metric tells the full story. See the PBKC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pioneer Bankcorp Inc is a bank holding company incorporated in Florida. The Bank is a state-chartered, FDIC-insured bank headquartered in Clewiston, Florida, and conducts business from three banking offices in Hendry County and other banking offices in surrounding counties. The company has identified five portfolio segments of loans, real estate - commercial; real estate - residential; real estate - construction, development, land; commercial; and consumer and other. The majority of its revenues are interest earned on loans, investment securities, and other financial instruments.
60GF Score
Get the complete analysis for PBKC
PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PBKC has been successfully added to your 
