PBKC (Pioneer Bankcorp) Margin of Safety % (DCF Dividends Based): N/A (As of Jun. 28, 2026)


PBKC Pioneer Bankcorp Inc PBKC
60 GF Score
Price $84.00
GF Value $62.67
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Pioneer Bankcorp Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

Pioneer Bankcorp's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

PBKC vs PBHC, BKSC, CBKM: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Pioneer Bankcorp's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pioneer Bankcorp Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Pioneer Bankcorp's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Pioneer Bankcorp's Margin of Safety % (DCF Dividends Based) falls into.


PBKC
60GF Score
Pioneer Bankcorp Inc PBKC
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Pioneer Bankcorp (PBKC) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Bankcorp stock appears to be overvalued. The current stock price of $84.00 is trading 34% above its estimated GF Value™ of $62.67. GuruFocus considers Pioneer Bankcorp to be Significantly Overvalued.

Key valuation signals for PBKC:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: $62.67 vs. price of $84.00 (34% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the PBKC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pioneer Bankcorp Business Description

Address 300 East Sugarland Highway, P.O. Box 1237, Clewiston, FL, USA, 33440
Pioneer Bankcorp Inc is a bank holding company incorporated in Florida. The Bank is a state-chartered, FDIC-insured bank headquartered in Clewiston, Florida, and conducts business from three banking offices in Hendry County and other banking offices in surrounding counties. The company has identified five portfolio segments of loans, real estate - commercial; real estate - residential; real estate - construction, development, land; commercial; and consumer and other. The majority of its revenues are interest earned on loans, investment securities, and other financial instruments.
60GF Score

Get the complete analysis for PBKC

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$84.00
Price
$62.67
GF Value